GWELLENE D WEST PARIAT
Gurgaon
Summary
Relationship Manager specializing in credit delivery, with over two years of experience in portfolio management, credit analysis, and expertise in risk management and credit assessment. Notable achievements include being recognised as the Risk Mitigation Champion for effectively identifying and mitigating potential risks and receiving a recognition award from NatWest Group. Also received a Pre-Placement Offer (PPO) upon completion of an internship at NatWest Group.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Relationship Manager-Credit Delivery
NatWest Group
Gurgaon
06.2023 - Current
- Managing a portfolio of approximately forty large corporate customers from the utilities and transport sectors in the UK, and ensuring effective delivery of credit solutions aligned with their needs.
- Ensure all credit proposals comply with risk policies and regulatory standards, including sanctions checks, and anti-money laundering protocols.
- Conduct in-depth financial and credit analysis of client businesses, including income statements, balance sheets and cash flow projections
- Prepare and submit high-quality credit applications and risk assessments, along with liaising with credit officers for internal approval.
PM Intern
NatWest Group
Gurgaon
04.2022 - 06.2022
- Reviewed the debenture and freehold security valuation of approximately 500 large corporate customers to improve the bank's RWA.
- Reviewed HM/RoCL cases and checked adherence to the bank's policy/guidance for efficient problem debt management.
Education
MBA -
Indian Institute of Management Rohtak
Rohtak, India05.2023
B.Com(Hons) -
Shri Ram College of Commerce, Delhi University
Delhi, India05.2020
Skills
- Risk management
- Credit assessment
- Financial analysis
- Client management
- Portfolio management
Accomplishments
- Received a pre-placement offer at NatWest after the completion of a project on risk mitigation as part of the summer internship program from IIM Rohtak
- Received a recognition award for Q1 2025 at NatWest
- Leadership in the Student Council and Music Society: Successfully organized annual musical events and contributed significantly to student forums addressing key concerns of students
Languages
- Khasi, Native
- Hindi, Native
- English, Intermediate
Passions
- Music
- Clay Craft
- Swimming
Certification
- Chartered Banker certification awarded by the chartered Banker Institute
- Completed a certification course in accounting with Tally ERP 9 and GST
- Completed a certification course in trading algorithms offered by the Indian School of Business
Timeline
Relationship Manager-Credit Delivery
NatWest Group
06.2023 - Current
PM Intern
NatWest Group
04.2022 - 06.2022
MBA -
Indian Institute of Management Rohtak
B.Com(Hons) -
Shri Ram College of Commerce, Delhi University
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