Summary
Overview
Work History
Education
Skills
Certification
Languages
Positions Of Responsibility
Hobbies and Interests
Projects
Disclaimer
Timeline
Generic

K V S Sai Pradyumna

Ongole

Summary

To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Branch Credit Manager(Agri Credit Divivsion)

HDFC Bank Ltd
11.2018 - 07.2021
  • Analysis of the logged in files for the eligibility of funding to the borrower in agriculture and tractor loans.
  • Analyzed financial statements and cash flow projections to assess the ability of borrowers to repay loans.
  • Cross verification of the mortgaging property and agriculture land details of the borrower.
  • Estimation of Collateral property value with the coordination of Panel valuer.
  • Re verification of Land revenue records and Interpretation of the data for legal clearance from the legal advisor.
  • Guiding the business team towards Mortgage of the Agriculture and given collateral property if any.
  • Final disbursement of the file and review of the interest resolution behavior of the borrower along with the coordination of business team.
  • Conducted detailed reviews of customer accounts on a regular basis to identify potential delinquencies or default risks.
  • Established relationships with third party vendors providing services related to collections or foreclosure proceedings.

Business Development Executive

National Collateral Management Services Ltd
05.2017 - 02.2018
  • The main responsibility is to identify the viable warehouses and cold storages which are suitable for storage and preservation of agriculture commodities.
  • Meeting with corporate, retail clients, trading firms and make them to understand and follow the set of procedures for the business development
  • Maintenance of liaison and rapport with reputed banks for providing the funding to the clients.

Intern Trainee

YES BANK Ltd.
04.2016 - 06.2016
  • Title: “Study On Priority Sector Lending & Agri related corporate Financing Structures”
  • Location: Hyderabad (Telangana) Project was carried out in States of Andhra Pradesh and Telangana and the data was collected by interacting with the borrowers of IIFL (Indian Infoline Finance Limited) and dealers of Coromandel International Limited in order to find out their credit worthiness, studying about the asset holdings and source of repayment.

Intern Trainee

Godfrey Phillips India Ltd.
06.2014 - 07.2014
  • Title: Cultivation, Commercial Processing and Warehousing Of Tobacco Location: Prakasam, Andhra Pradesh
  • Key Learning’s: To study on cultivation practices of Tobacco
  • To study on different processes such as buying of tobacco in auction platforms, curing and grading of tobacco on defined parameters, Threshing & packing of tobacco
  • Interactions with the farmers, and official authorities were made to know about the practices followed during cultivation and other commercial processes.

Education

PGDM-AgriBusiness Management -

Vaikunth Mehta National Institute of Co-operative Management, (VAMNICOM)
Pune, Maharashtra
03.2017

B.Sc(Hons) Agriculture Science & Rural Development -

Loyola Academy Degree & PG College, Osmania University
Hyderabad, Telangana
04.2015

Class XII -

NRI Jr. College
Vijayawada, Andhra Pradesh
04.2011

Class X -

QIS Public School
Ongole, Andhra Pradesh
04.2009

Skills

  • Team Management
  • Loan Underwriting
  • Credit analysis
  • Portfolio Management
  • Risk Assessments
  • Risk Management

Certification

  • Participated and received awards ,appreciations in various seminars and inter college competitions.
  • Active Blood Donor.


Languages

English
Hindi
Telugu
Kannada (beginner)

Positions Of Responsibility

  • Member Of the “Corporate Relations Cell” engaged in arranging Guest Lecture, Seminars and is the interface between the Institute and the Corporate World.

Hobbies and Interests

  • Volley ball
  • Badminton
  • Numismatics

Projects

Rural Agriculture Work Experience Program (RAWEP), Karimnagar, Telangana, 2014.

Disclaimer

I am here with confirming the above furnished information is best to my knowledge.

Timeline

Branch Credit Manager(Agri Credit Divivsion)

HDFC Bank Ltd
11.2018 - 07.2021

Business Development Executive

National Collateral Management Services Ltd
05.2017 - 02.2018

Intern Trainee

YES BANK Ltd.
04.2016 - 06.2016

Intern Trainee

Godfrey Phillips India Ltd.
06.2014 - 07.2014

PGDM-AgriBusiness Management -

Vaikunth Mehta National Institute of Co-operative Management, (VAMNICOM)

B.Sc(Hons) Agriculture Science & Rural Development -

Loyola Academy Degree & PG College, Osmania University

Class XII -

NRI Jr. College

Class X -

QIS Public School

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K V S Sai Pradyumna