HAMSA MOHAN KRISHNA
Tirupati
Summary
Highly motivated and results-oriented professional with over 5 years of experience in collections and recovery within the financial services industry. Proven ability to manage NPA portfolios, drive recovery efforts, and lead teams to achieve targets. Expertise in legal processes under the SARFAESI Act, client communication, and performance reporting. Seeking a challenging role to leverage financial expertise and contribute to organizational success.
Overview
6
6
years of professional experience
Work History
Recovery Officer
Karur Vysya Bank
Tirupati
03.2024 - Current
- Manage the Non-Performing Asset (NPA) portfolio for the Tirupati Division, encompassing 40 branches.
- Collaborate with Branch Heads and Legal Officers to strategize and execute effective recovery plans.
- Facilitated debt recovery processes, achieving high recovery rates for diverse portfolios.
- Conducted detailed financial analysis of customer accounts and prepared payment plans.
Collection Manager
Piramal Capital & Housing Finance Ltd (Earlier DHFL)
Nellore
05.2019 - 02.2024
- Managed a portfolio of Bkt 1 to NPA accounts across 8 locations in the Nellore region.
- Directed a team of Field Executives and agency personnel, allocating monthly targets and monitoring performance.
- Conducted direct outreach to delinquent account holders, negotiating payment commitments and resolving disputes.
- Led joint field visits for complex cases, ensuring effective resolution and recovery.
- Initiated legal actions under the SARFAESI Act, ensuring compliance and maximizing recovery.
- Generated comprehensive monthly reports on team performance, providing insights for strategic decision-making.
- Implemented and maintained rigorous auditing procedures for receipt books, ensuring accuracy and accountability.
Education
Post Graduation Program In Financial Services
ITM
Mumbai04-2019
MBA - Finance & Marketing
Shree Institute of Management Studies
Tirupati11-2017
B.com - Computers
Oxford Degree College
Srikalahasti04-2015
Skills
- Debt recovery
- NPA Portfolio Management
- SARFAESI Act Compliance
- Client Communication & Payment negotiation
- Legal recovery processes
- Team Leadership & Management
- Performance Reporting & Analysis
- MS Office Suite
Affiliations
- Cricket, Music
- Won Best Performer award multiple times in Previous organisations
PERSONAL DETAILS
- Date of Birth: June 25, 1994
- Marital Status: Married
- Location: Tirupati
- Languages:Telugu, English
Timeline
Recovery Officer
Karur Vysya Bank
03.2024 - Current
Collection Manager
Piramal Capital & Housing Finance Ltd (Earlier DHFL)
05.2019 - 02.2024
Post Graduation Program In Financial Services
ITM
MBA - Finance & Marketing
Shree Institute of Management Studies
B.com - Computers
Oxford Degree College
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