Hara Nandana B P
Bengaluru
Summary
A dynamic professional with over four years of experience in financial operations, customer profiling, and credit risk management at a proprietary financial firm.
Adept at streamlining loan processing systems, enhancing software-based data analytics, and managing accounts for over 5,000 customers. Proven ability to handle diverse customer interactions, optimize internal processes, and contribute to the firm’s financial compliance, and tax strategy.
Currently seeking a transition into structured finance, fintech operations, or strategy roles, where I can apply my analytical and people-oriented skills to scale impact.
Overview
5
5
years of professional experience
Work History
Operations & Credit Manager
Mamatha Financiers Enterprises
Bengaluru
10.2020 - 05.2025
Proprietary financial firm with over Rs. 35 Cr in customer loans, and 5,000+ active accounts.
- Handled full-cycle loan processing, from application to disbursement and closure.
- Analyzed customer financial profiles to assess risk, and set appropriate credit limits.
- Managed interest calculations, repayment tracking, and account reconciliations.
- Worked closely with software developers to improve in-house financial software for better reporting and decision-making.
- Organized legacy data systems. Enabling efficient customer and transaction analytics.
- Handled multiple customer types, and resolved disputes with empathy and accuracy.
- Contributed to annual tax planning and compliance, with the firm paying approximately Rs. 2 Cr annually.
Education
Bachelor of Engineering - Civil Engineering
R V College of Engineering
Bengaluru01-2018
Skills
- MS Excel – proficient in data organisation, reporting, and loan tracking; currently exploring AI-integrated Excel tools
- Financial software operations – extensive experience using and optimizing a custom-built, in-house loan management system
- Data structuring and analysis – improved legacy records for enhanced customer profiling and internal reporting
Hobbies & Interests
- Passionate CrossFit athlete with multiple podium finishes
- Winner – Yoddha Race (Doubles Category)
- 1st Runner-Up – HYROX Mumbai (Men’s Doubles, Under 29)
- Participant in two Ultra Marathons and several Half Marathons
- Enthusiastic about endurance sports, team events, and functional fitness challenges.
Timeline
Operations & Credit Manager
Mamatha Financiers Enterprises
10.2020 - 05.2025
Bachelor of Engineering - Civil Engineering
R V College of Engineering
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