Haresh kumar Jha
Gurugram
Summary
Banking and fintech operations professional with 7+ years of experience in HNI relationship management, credit operations, branch banking, payments, portfolio handling, and sales enablement. Strong expertise in retail banking operations, CASA, KYC/AML, credit cards, loans, insurance, and payment banking processes. Experienced in AML remediation with strong analytical skills and knack for identifying and mitigating financial risks. Adept at collaborating with cross-functional teams to ensure compliance with regulatory standards. Highly organised and committed to maintaining highest levels of accuracy and integrity in all tasks.
Overview
9
9
years of professional experience
Work History
Platinum Relationship Manager
Kotak Mahindra Bank
Gurugram
2025.07 - Current
- Managing ₹200 Cr+ HNI & Corporate portfolio with 234 clients.
- Delivering solutions across CC, OD, loans, investments, and insurance.
- Conducting portfolio analysis and optimizing returns.
- Manage customer portfolio and banking operations.
- performed KYC /Documentations,Compliance support and Client Servicing.
- Coordinated Loans working Capital/CC and OD documentations and stakeholder communication.
Deputy Manager
HDFC Bank Ltd.
Gurugram
2022.08 - 2025.06
- Managed n60 Cr portfolio and 350+ customers.
- Handled CASA, FD, insurance, investments, NEFT/RTGS, FTS, I-Chest.
- Ensured compliance with KYC/AML norms.
Assistant Manager
Yes Bank Ltd.
2022.01 - 2022.07
- Managed loan & credit card portfolio for Delhi-NCR & North India.
- Led sales teams and executed CC/PL/Demat campaigns.
Senior Associate
Paytm Payments Bank Ltd.
2019.08 - 2022.01
- Achieved sales targets and created over 3000 leads.
- Supported corporate banking operations & salary account setup.
Management Coordinator
Hermovick Pvt Ltd
2018.01 - 2019.12
Education
B.Com - Accounts Honours
Magadh University
Intermediate of Commerce -
Bihar Board
IRDA
Skills
- HNI Relationship Management
- Banking & Fintech Operations
- Credit & Loan Portfolio Management
- CASA
- FD
- Insurance
- Investments
- KYC
- AML
- Compliance
- Branch Banking Operations
- Revenue Growth
- Cross-Selling
- Customer Lifecycle Management
- Process Optimization
- MIS Reporting
Custom
Immediate
Timeline
Platinum Relationship Manager
Kotak Mahindra Bank
2025.07 - Current
Deputy Manager
HDFC Bank Ltd.
2022.08 - 2025.06
Assistant Manager
Yes Bank Ltd.
2022.01 - 2022.07
Senior Associate
Paytm Payments Bank Ltd.
2019.08 - 2022.01
Management Coordinator
Hermovick Pvt Ltd
2018.01 - 2019.12
B.Com - Accounts Honours
Magadh University
Intermediate of Commerce -
Bihar Board
IRDA