Harikrishna V
Bengaluru
Summary
Highly skilled Functional Manager with a proven record of overseeing operational processes, coordinating cross-functional teams, and implementing strategic plans to optimize efficiency. Strengths include strong project management skills, exceptional problem-solving abilities, and deep knowledge of business operations. Made significant impact in previous roles by reducing costs, improving workflow efficiency, and enhancing overall team productivity.
Overview
16
16
years of professional experience
Work History
Deputy Functional Manager - Business operation Reporting & Analytics
Kinara Capital Pvt Ltd
Bengaluru
04.2019 - Current
- Company Overview: Business Operations Analytics - Reporting as Deputy Functional Manager from 2019 to present.
- Taking care of the end-to-end process of the Credit Guarantee Scheme under CGTMSE, ECLGS, Finreach, and CGFMU.
- Write SQL queries for creating reports for all business users and for analysis of data.
- Identifying business needs and providing analysis data on sales, collections, and the legal department.
- Providing analysis data for business processes to improve on the non-performance key areas.
- Preparing incentive sheets and an incentive calculator for all field employees.
- Preparing and updating all investors' reports on a monthly basis.
- Automating larger reports for daily reports usage.
- Drive daily and weekly MIS reporting, including collection efficiency, bounce analysis, and recovery rate tracking.
- Manage the collections operations across 130+ branches, and oversee the performance of in-house operations.
- Following the settlement and write-off process.
- Finalizing payout reports for securities partners and co-lenders.
- Forecasting PAR based on trends.
- Handling RBI Collections reports (monthly reports and dossier report for quarterly).
- Board-deck preparations.
Manager - Collection & Recovery (Legal)
Kinara Capital Pvt Ltd
Bengaluru
02.2016 - 03.2019
- Filing and pursuing legal cases on behalf of the company, including recovery suits, arbitration proceedings, and other legal actions related to loan defaults and contractual disputes in the NBFC sector.
- Managing Legal MIS for PAN India, including tracking and monitoring cases under Section 9 (Arbitration Act), arbitration proceedings, execution petitions, Section 138 (NI Act), PCR cases, and company-related litigations, ensuring timely updates and strategic follow-ups.
- Follow up on timely management of getting orders for peaceful possession of our collateral machinery to support collections.
- Attending court cases on behalf of the company and in arbitration proceedings.
- Executing Section 17 and Section 9 interim orders in the field and taking possession of hypothecated machines.
- Attaching the movable and immovable properties and auctioning them in the execution petition proceeding.
- Interacts with defaulting customers for amicable settlement in the field and in court cases.
- Entire billing process for PAN India on legal cases.
- Empanelment of advocates to the panel.
- Taking care of the incentives structure for the legal team based on their performance for PAN India location.
- Conducting legal review meetings with team members on a monthly basis to discuss action plans for the monthly target to settle the legal cases.
- Conducting a conciliation/Lok Adalat camp based on the requirements for delinquency management structure.
Assistant Manager - Legal & Recovery
India Bulls Housing Finance Ltd
Bengaluru
11.2014 - 01.2016
- Handled legal MIS for Section 138, execution petitions, and SARFAESI matters across Karnataka.
- Regularly visited courts for hearings related to Section 138 cases, and execution petitions.
- Executed NBWs (Non-Bailable Warrants) under Section 138 of the NI Act.
- Managed property attachment and auction processes under the SARFAESI Act.
- Resolved customer complaints and managed the empanelment of advocates across Karnataka.
- Handled legal matters related to loan products such as mortgages, personal loans, business loans, and auto loans.
- Engaged with defaulting customers in court for amicable settlement discussions.
- Oversaw the complete legal billing and entry process for the state of Karnataka.
- Coordinated regularly with the collection team for legal updates and support.
Legal & Recovery Analyst
Citi-Financial Consumer Finance India Ltd
Bengaluru
05.2009 - 10.2014
- Handled legal MIS for Section 138 (NI Act), Section 9 (Arbitration), SARFAESI, and execution petitions for the South Zone.
- Attended court proceedings related to Section 138, Section 9, and Execution Petition cases.
- Executed non-bailable warrants (NBWs) under Section 138 of the NI Act.
- Managed property attachment and auction processes under execution petitions and SARFAESI proceedings.
- Resolved customer complaints, and ensured timely legal follow-ups.
- Worked on various loan products, including mortgage loans, personal loans, consumer durables, and auto loans.
- Coordinated with defaulting customers for amicable settlements during court proceedings.
- Handled the entire legal billing process for pan-India cases.
- Managed empanelment and coordination of legal advocates across regions.
Education
MBA - Human Resources Management
Sikkim Manipal University
Bengalore10-2015
Skills
Technical skills (for software and tools)
- Windows 10
- Microsoft Office Suite (Word, Excel, PowerPoint)
- Advanced Excel
- MySQL
Soft skills (for personality traits and interpersonal abilities)
- Positive attitude
- Self-motivation
- Leadership skills
- Analytical thinking
- Problem solving
- Team management
Accomplishments
Awards & Recognition
- Best Employee Appreciation Certificate – 2023–24
- Employee of the Year Award – 2018–19
- Best Performer Certificate – 2014–15
Languages
- English
- Kannada
- Telugu
- Tamil
- Hindi
Disclaimer
I hereby declare that the information provided above is true and correct to the best of my knowledge and belief.
Timeline
Deputy Functional Manager - Business operation Reporting & Analytics
Kinara Capital Pvt Ltd
04.2019 - Current
Manager - Collection & Recovery (Legal)
Kinara Capital Pvt Ltd
02.2016 - 03.2019
Assistant Manager - Legal & Recovery
India Bulls Housing Finance Ltd
11.2014 - 01.2016
Legal & Recovery Analyst
Citi-Financial Consumer Finance India Ltd
05.2009 - 10.2014
MBA - Human Resources Management
Sikkim Manipal University
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