HARISH KALVA
Bangalore
Summary
Experienced Anti-Money Laundering ‘AML’ and Countering the Financing of Terrorism ‘CFT’ professional with 10+ years of expertise in managing financial crime risks. I possess in-depth knowledge of global AML/CFT frameworks, regulations, and best practices. Proven track record of implementing effective AML/CFT strategies, conducting risk assessments, and ensuring compliance with regulatory requirements.
Overview
11
11
years of professional experience
1
1
Certification
Work History
KYC Senior Specialist (KYC Onboarding)
Société Générale
Bangalore
01.2023 - Current
- As a KYC specialist, providing guidance, training, and resource allocation to meet business needs.
- Enhance team skills and knowledge through targeted training and development opportunities.
- Oversee the KYC process, ensuring accurate and efficient identification and verification of customers.
- Conduct risk assessments and quality assurance reviews to identify potential risks, and ensure data accuracy and completeness.
- Ensured compliance with AML/CFT regulations by conducting PEP and sanctions screening for customers, beneficial owners, and related parties.
- Screened against global sanctions lists, including UN, OFAC, EU, UK HMT (OFSI), and internal watchlists.
- Applied a risk-based approach to identify, assess, and manage PEP, and sanctions risks.
- Performed Enhanced Due Diligence (EDD) on PEPs and high-risk customers in line with regulatory requirements.
- Communicate with stakeholders, including senior management, customers, and regulatory bodies, to update them on KYC operations.
- Report on KYC metrics, and escalate high-risk customers to senior management.
KYC Senior Specialist (OCDD Renewals)
Australia and New Zealand Bank
Bangalore
09.2021 - 12.2022
- Enhancing regulatory compliance by ensuring 100% adherence to AML KYC standards in daily reviews.
- Conducted ongoing review of client KYC records across multi-jurisdiction and policies, adhering to global and local addendums.
- Performing sanction screening, negative news screening and PEP screening functions with appropriate screening tools.
- Performed data quality checks and spot checks, adhering to the Quality Control framework.
- Managed escalations and reporting across the function in a timely manner.
Team Lead (KYC Renewals and Remediation)
J.P. Morgan
Bangalore
01.2018 - 09.2021
- Owning the end-to-end client renewal of KYC records to ensure regulatory standards (global / applicable local regulations) with high quality and while meeting tight deadlines for WHEM (Western Hemisphere) and EMEA (Europe, Middle East and Africa) customers.
- Staying updated with all regulatory changes and requirements around client KYC, suitability, and documentation.
- Analyzing and understanding complex client structures and explaining them to colleagues across the business, and able to escalate appropriately any risks identified during the documentation review process.
- Acting as a KYC and AML subject expert for KYC due diligence teams and advising on documentation requirements to external and internal stakeholders.
- Interacting with key stakeholders such as legal, compliance, credit, and operations to develop strong partnerships, escalate issues, eliminate roadblocks, and ensure continuity of flow across the groups.
- Applying any changes to processes and procedures, including regulatory changes.
Associate Content Analyst (KYC)
Thomson Reuters
Bangalore
03.2015 - 12.2017
- Tracked legal information about companies, including trading names, incorporation details, and shareholding structures.
- Acquired documents from the SEC and other regulatory bodies to manage money laundering risks.
- Investigated and resolved queries related to reference data and third-party vendor data, such as Bloomberg and Factiva.
- Provided daily updates on M&A activities and directly contacted investor relations for report confirmation.
- Managed corporate actions tracking, such as name changes and delisting, in US and Canadian markets.
- Reviewed standard operating procedures and reported suspicious activities to management.
- Discussed and implemented new policy and procedural changes related to data operations.
Education
M.B.A - Master of Business Administration
Dhruva Institute of Engineering & Technology
01.2014
Skills
- AML/CFT expertise – PEP and sanctions screening, EDD, transaction monitoring, SoW, and SoF analysis
- Risk management – risk-based approach (RBA), customer risk assessment and profiling, identification, and implementation of risk mitigation controls
- Regulatory compliance – adherence to AML laws, sanctions regulations, internal policies, and audit readiness
- Training and development – training teams on AML, PEP, and sanctions requirements, and mentoring junior staff
Certification
Certified Anti-money Laundering Specialist, ACAMS
Accomplishments
Conducted comprehensive risk assessments and implemented effective mitigation controls to address identified compliance and AML/CFT risks.
Designed and delivered AML/CFT training and awareness programs, enhancing employee understanding of regulatory requirements and best practices.
Streamlined compliance processes, reducing manual effort, and improving operational efficiency and turnaround times.
Implemented robust Customer Due Diligence (CDD) processes, ensuring accurate customer identification, verification, and regulatory compliance.
Designed and delivered AML/CFT training and awareness programs, enhancing employee understanding of regulatory requirements and best practices.
Streamlined compliance processes, reducing manual effort, and improving operational efficiency and turnaround times.
Implemented robust Customer Due Diligence (CDD) processes, ensuring accurate customer identification, verification, and regulatory compliance.
Awards
- Star of the quarter in streamline Bernstein onboarding process.
- Spot award for high-quality delivery in client onboarding.
Languages
- English
- Telugu
- Hindi
Personal Information
- Passport Number: C1854890
- Date of Birth: 08/27/91
Timeline
KYC Senior Specialist (KYC Onboarding)
Société Générale
01.2023 - Current
KYC Senior Specialist (OCDD Renewals)
Australia and New Zealand Bank
09.2021 - 12.2022
Team Lead (KYC Renewals and Remediation)
J.P. Morgan
01.2018 - 09.2021
Associate Content Analyst (KYC)
Thomson Reuters
03.2015 - 12.2017
M.B.A - Master of Business Administration
Dhruva Institute of Engineering & Technology