Harishankar N
Trivandrum
Summary
AML/KYC professional with 3 years of experience in Financial Crime Compliance, AML Investigations, Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), KYC Remediation, Sanctions Screening, PEP Screening, Adverse Media Reviews, Alert Reviews, and Regulatory Compliance within global banking environments. Experienced in conducting risk-based customer assessments, investigating AML alerts, reviewing customer ownership structures, performing correspondent banking reviews, documenting investigation findings, and escalating potential financial crime risks. Proficient in supporting compliance initiatives through detailed analysis, stakeholder collaboration, quality assurance reviews, and regulatory adherence.
Overview
2
2
Languages
1
1
Certification
3
3
years of professional experience
Work History
Process Associate
Guidehouse
Trivandrum, Kerala
05.2025 - Current
- Conduct AML investigations, periodic reviews, and risk-based assessments of customer profiles across Correspondent Banking, PEPs, Government Entities, High-Risk Clients, High-Risk Jurisdictions, and Controlled Entities.
- Perform Enhanced Due Diligence (EDD), sanctions screening, adverse media reviews, and PEP screening to identify and escalate potential financial crime risks.
- Assess ownership structures, business activities, source of wealth, and geographic exposure to determine customer risk ratings and support regulatory compliance.
- Document investigation findings, prepare case narratives, and collaborate with stakeholders to resolve KYC deficiencies and support alert disposition decisions.
- Maintain quality and SLA standards while conducting internal QC reviews, onboarding support, and knowledge-sharing sessions for new team members.
Customer Service and Operations Analyst
NatWest Group
Bangalore, Karnataka
10.2023 - 05.2025
- Conducted AML Screening, CDD, EDD, adverse media reviews, and customer due diligence investigations for new and existing customers, ensuring compliance with regulatory requirements.
- Analyzed customer information, documented investigation outcomes, and collaborated with stakeholders to support operational efficiency and compliance objectives.
- Performed customer data validation, remediation, and verification activities within internal systems to maintain accurate customer records.
- Verified director information, identity documents, and corporate records using KYC and third-party tools, ensuring data accuracy and regulatory compliance.
Education
Bcom Honours - International Finance and Accounting
Jain deemed to be University
08.2020 - 05/2023
Skills
- CDD/EDD Reviews
- Sanctions & PEP Screening
- Adverse media
- Financial Crime Compliance
- Regulatory Compliance
- KYC Remediation
- Escalation Management
- AML Investigations
Certification
Association of Chartered Certified Accountants (ACCA) - Completed 9 papers out of 13
Languages
Malayalam
First Language
English
Proficient
C2
Timeline
Process Associate
Guidehouse
05.2025 - Current
Customer Service and Operations Analyst
NatWest Group
10.2023 - 05.2025
Bcom Honours - International Finance and Accounting
Jain deemed to be University
08.2020 - 05/2023