Summary
Overview
Work History
Education
Skills
Accomplishments
Positions Held And Achievements
Affiliations
Timeline
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Harsh Jain

Harsh Jain

Mumbai,

Summary

As an analytical and insightful Credit Risk Analyst, with some background in equity research, I aim for high productivity and efficient task completion. I Excel in problem-solving, critical thinking, and communication to navigate complex risk environments and support business objectives.

Overview

5
5
years of professional experience

Work History

Credit Risk Analyst

Barclays
Mumbai
06.2024 - Current
  • In-depth analysis of hedge fund portfolios and trades, identifying material changes in exposures and highlighting unusual or unexpected activity.
  • Conducted annual reviews of hedge funds by evaluating historical trading patterns, exposure trends, and stress test results to assess counterparty creditworthiness.
  • Oversaw credit risk assessments for new funds and counterparties during the onboarding process, ensuring alignment with risk appetite and policies.
  • Supported ad hoc projects such as Mandate & Scale annual review and internal quantitative model reviews, contributing to governance and control processes.

Finance Project

Lakhani Financial Services
01.2023 - 04.2023
  • Created a DCF valuation model to evaluate investment opportunity in Vedant Fashions Ltd.

Winter Intern

Bank of Maharashtra
Mumbai
01.2023 - 02.2023
  • Conducted detailed analysis of gold loan portfolio, including default rates & customer profile
  • Prepared reports on gold loan book, highlighting key trends and areas of improvement
  • Analysed gold loan NBFC space and recommended suggestions to optimise portfolio mix

Summer Intern | Credit Analyst

InCred Financial Services Ltd.
Mumbai
06.2022 - 08.2022
  • Analysed KPIs to determine risk associated to minimise NPAs by comparing 0 & 90+ DPDs
  • Conducted credit risk assessments by analysing customer data to evaluate their credit worthiness
  • Suggested implementation of policy changes on PAN India level to enhance portfolio performance
  • Monitored existing accounts, identified potential issues and proposed risk mitigation strategies

Finance Content Creator & Equity Research Analyst

Finology Ventures Private Limited
Raipur
01.2021 - 04.2022
  • Speaker at IMT Ghaziabad on 'The Paradigm of Value Investing'
  • Writer at Ticker Talks - The Finance Magazine
  • Managed social media handle and curated scripts for YouTube channel of Ticker by Finology

Education

MBA - Finance/Business Analytics

K J Somaiya Institute of Management
Mumbai
04-2024

B.Com. -

Mithibai College
Mumbai
10-2020

HSC -

Holy Cross Kapa
Raipur
04-2017

SSC -

Bharatiya Vidya Bhavans
Raipur
04-2015

Skills

  • MS Office
  • Credit risk assessment
  • Data analysis
  • Portfolio evaluation
  • Financial statement analysis
  • Team collaboration

Accomplishments

  • NISM-Series-VIII: Equity Derivatives Certification Examination, 2024
  • Bloomberg Market Concepts, Bloomberg, 2023
  • CFA Investment Foundation Program, 2021
  • CA CPT (Level 1), 2017

Positions Held And Achievements

  • Vice President, CII-Yi, Confederation of Indian Industry - Young Indians Committee, KJSIM, 2023
  • Vertical Head, Investment Club, Finstreet, Finance Committee, KJSIM, 2023
  • Cohort Lead, Ankur Experiential Learning Initiative, KJSIM, 2023

Affiliations

  • Won U-15 Badminton District Tournament (Raipur, C.G.)

Timeline

Credit Risk Analyst

Barclays
06.2024 - Current

Finance Project

Lakhani Financial Services
01.2023 - 04.2023

Winter Intern

Bank of Maharashtra
01.2023 - 02.2023

Summer Intern | Credit Analyst

InCred Financial Services Ltd.
06.2022 - 08.2022

Finance Content Creator & Equity Research Analyst

Finology Ventures Private Limited
01.2021 - 04.2022

MBA - Finance/Business Analytics

K J Somaiya Institute of Management

B.Com. -

Mithibai College

HSC -

Holy Cross Kapa

SSC -

Bharatiya Vidya Bhavans

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Harsh Jain