Summary
Overview
Work History
Education
Skills
Certification
Achievements & Appreciations
Timeline
Generic
Harshavardhan Pouli

Harshavardhan Pouli

Bangalore

Summary

Accomplished Lead Business Analyst with 8+ years of experience in the U.S. banking and mortgage domain, specializing in product management, system enhancement, and software development. Proven expertise in leading cross-functional teams to implement solutions for Loan Origination Systems (LOS), Loan Acquisition Systems (LAS), and Loan Review Systems (LRS). Skilled at defining product vision, managing backlogs, and executing product roadmaps, ensuring alignment of technical solutions with business objectives. Also, experienced as a Senior Underwriter, with strong knowledge of underwriting guidelines, risk assessment, and mortgage industry practices. Known for driving operational efficiency, reducing costs, and enhancing customer satisfaction.

Overview

13
13
years of professional experience
1
1
Certification

Work History

Lead Business Analyst

Solugenix India Pvt Ltd
01.2025 - Current
  • Led cross-functional teams to successfully execute complex projects within scope, budget, and timeline constraints.
  • Coordinated with IT teams to design and implement custom applications tailored to specific business needs, resulting in increased efficiency and effectiveness of workflows.
  • Optimized business operations with thorough analysis of current systems, identifying areas for improvement and recommending actionable changes.
  • Contributed to the establishment of standard operating procedures for business analysis processes, resulting in more effective and efficient project delivery.

Senior Business Analyst

Solugenix India Pvt Ltd
06.2023 - 12.2024

Key contributions include:

  • Revolutionized the mortgage data entry process with 0-click/1-click copy functions reducing the data entry time per page by 80%, boosting efficiency and accuracy.
  • Contributed to the design of the AI Fee Mapper for TRID Disclosures and collaborated with the Product GM on evaluating the discontinuation of the company-owned Doc AI system.
  • Automated business conditions and setup rules for auto-generating missing document conditions with 98% accuracy.
  • Orchestrated API integrations and executed testing via Postman to ensure seamless functionality.
  • Spearheaded document classification and data extraction for mortgage documents using Doc AI, integrating third-party vendors to optimize data flow and classification.
  • Owned the Doc and Data module, overseeing document uploads, third-party SFTP integrations, and data mapping to ensure precise loan data representation.
  • Designed Page/Card-level displays for related documents to enhance the document review process.
  • Conducted comprehensive system gap analyses, interviewed stakeholders, and crafted detailed use case scenarios to inform development.
  • Collaborated with IT teams and stakeholders to deliver tailored solutions and write User Stories that align with business goals.
  • Managed UAT, documented test cases, and resolved development queries to ensure flawless implementation of business logic.
  • Provided client support for system configurations and troubleshooting in UAT and production environments.
  • Contributed to improvements in U.S. Loan Origination System (LOS), Secondary Market Loan Trading System (LAS), and Third-Party Due Diligence Review System (LRS).
  • Automated business conditions and designed requirements for Page/ Card-level displays for improved document review.
  • Championed system design specifications, conducted root cause analysis, and automated manual processes to drive efficiencies.
  • Collaborated on UAT, Backlog Grooming, and User Story writing, addressing business queries from development teams.
  • Assisted clients in understanding and configuring system setups in UAT and production.

Senior Analyst (Projects Team)

BMTG Advisors India Pvt Ltd (Better.com)
08.2020 - 06.2023
  • Led end-to-end product ownership, gathering requirements, defining project scope, and executing updates.
    • Collaborated with stakeholders on credit processes and audits, enhancing product offerings with AI-driven OCR technology.
    • Reduced underwriting labor costs by $13.2 per fund and improved process efficiency by 30% through an automated income calculator.
    • Set up loan review processes in compliance with FHA/VA guidelines and established relationships with major investors like JPMC, Citibank, and Ally Bank.
    • Automated Jira processes for expediting loan closings and integrated query resolution via Slack.
  • Actively participated in Product Backlog Refinement and Sprint Planning.
  • Conducted User Story Writing Workshops
  • Automated URLA submission process in Loan Origination System (LOS), managing vision, roadmap, backlog, and release planning.

Center Director

Samhita Enterprises (A Franchise of T.I.M.E. Pvt Ltd)
11.2016 - 08.2020
  • Trained students for competitive exams (CAT, XAT, MAT, TISS, SSC, Railways).
  • Managed operations and business activities, including branding, advertising, and college affiliations.

Senior Underwriter

Quatrro Mortgage Solutions Pvt Ltd
03.2015 - 11.2016
  • Underwrote U.S. residential mortgage loan applications and conducted quality checks for Junior Underwriters.

Associate Analyst

XL Dynamics India Pvt Ltd (Sunwest Mortgage Company)
08.2012 - 03.2015
  • Managed Loan Origination System (LOS) development, coordinating with IT and users to meet project deadlines and specifications.
  • Underwrote loans according to agency guidelines for Conventional and Government loans.

Education

MBA - Finance And Operations

NITK (National Institute Of Technology Karnataka)

B.E. - Electronics And Communications Engineering

C.B.I.T. (Chaitanya Bharathi Institute of Tech)

Skills

  • Product Management & Roadmap Planning Agile Scrum, Waterfall
  • User Story Writing & Backlog Grooming Credit Underwriting & Risk Assessment
  • Requirements Gathering & Documentation Process Improvement & Automation
  • Basic SQL & Data Mapping Excel, Postman (API Testing), Jira, Confluence
  • Stakeholder Management & Cross-functional Collaboration

Certification

  • Certified Scrum Product Owner® (CSPO®)
  • Completed Udemy course on Master digital product design: UX research and UI design by Rob Sutcliffe

Achievements & Appreciations

  • Recognized for excellence with 6 awards in last 18 months at Solugenix India Pvt Ltd.
  • Recognized by the Product GM for managing client requirements and handling clients calls during his extended absence.
  • Took over and successfully handled the biggest client engagement as Integration Ops Support Business Analyst in my 2nd quarter at Solugenix.
  • Appreciated by the Senior Director, Head of Quality Control at BMTG Advisors for excellent work on requirements gathering and creating BRD/FRD for OCR product enhancement.
  • Awarded the "Above and Beyond Contribution" award for work on transitioning the 1003 format at BMTG Advisors.
  • Named "Rising Star of the Year 2012" for top performance at XL Dynamics (Sunwest Mortgage).
  • Scored 99.34 percentile in CAT-2009 and 99.59 percentile in CAT-2019 and selected into IIM Lucknow through CAT-2018.
  • Achieved State 4th rank in AP ICET-2018.

Timeline

Lead Business Analyst

Solugenix India Pvt Ltd
01.2025 - Current

Senior Business Analyst

Solugenix India Pvt Ltd
06.2023 - 12.2024

Senior Analyst (Projects Team)

BMTG Advisors India Pvt Ltd (Better.com)
08.2020 - 06.2023

Center Director

Samhita Enterprises (A Franchise of T.I.M.E. Pvt Ltd)
11.2016 - 08.2020

Senior Underwriter

Quatrro Mortgage Solutions Pvt Ltd
03.2015 - 11.2016

Associate Analyst

XL Dynamics India Pvt Ltd (Sunwest Mortgage Company)
08.2012 - 03.2015

B.E. - Electronics And Communications Engineering

C.B.I.T. (Chaitanya Bharathi Institute of Tech)

MBA - Finance And Operations

NITK (National Institute Of Technology Karnataka)
Harshavardhan Pouli