Harshul Khandelwal
Bengaluru
Summary
Assistant Vice President (Product) with 6+ years in the Banking Product domain. Specialize in product launch, digitization, LOS, and stakeholder management. Extensive experience in successfully launching new products and building verticals.
Overview
6
6
years of professional experience
Work History
Assistant Vice President (Product) - MSME
Ujjivan Small Finance Bank
07.2022 - Current
- Strategized and built product roadmap by collaborating with upper management to create long-term business plans for MSME Working Capital Business.
- Oversaw strategy development for deployment of financial solutions including OD, LAP, BG
- Enhanced productivity with the integration of the Loan Origination System (LOS) and Loan Management System (LMS).
- Led digitization by formulating Business Requirement Documents (BRDs), managing User Acceptance Testing (UAT), and API integrations.
- Performed market analysis to inform business objectives and align product decisions for go-to success.
Senior Product Manager
Aye Finance
04.2021 - 07.2022
- Introduced application fee process in LOS, boosting monthly net income by ~Rs 25 Lakh from rejected leads
- Collaborated with core team on Mortgage Loan launch and success
- Directed launch and execution of Govt Sponsored Emergency Credit Line Scheme ensuring portfolio health
- Developed BRD for projects and digital initiatives in Loan Origination System (LOS) and Loan Management System (LMS) - Conducted UAT and facilitated successful Go-live of projects and digital initiatives
Product Manager
AU Small Finance Bank
11.2019 - 04.2021
- Led efforts to enhance procedures and automate processes in LOS project
- Facilitated government schemes enhancing MSME borrowers' financial access
- Developed policies for MSME loans, business loans, and working capital finance
- Revamped approach to MSME overdraft renewals promoting healthy portfolio
Product Manager
DCB Bank
05.2018 - 10.2019
- Recommending Policies to maintain good health of the portfolio
- Connect with customers and resolve issues related and enhance Banking Relationships
- Industry Research and competition benchmarking to enhance policies
Education
MBA - Finance
Institute of Management Nirma University
01-2018
BBA -
Institute of Management Nirma University
01-2016
Skills
- Business strategy creation
- Consulting
- Policy compliance
- Corporate presentations
- Recruiting and Hiring
- Process management oversight
- Contract Management
- Project Management
Social links
https://www.linkedin.com/in/harshul- khandelwal
Hobbies and Interests
Reading, Chess, Table Tennis.
Languages
English, Hindi, Spanish
Timeline
Assistant Vice President (Product) - MSME
Ujjivan Small Finance Bank
07.2022 - Current
Senior Product Manager
Aye Finance
04.2021 - 07.2022
Product Manager
AU Small Finance Bank
11.2019 - 04.2021
Product Manager
DCB Bank
05.2018 - 10.2019
MBA - Finance
Institute of Management Nirma University
BBA -
Institute of Management Nirma University
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