Summary
Overview
Work History
Education
Skills
Languages
Personal Information
Timeline
Generic

Himanshu Attree

New Delhi

Summary

Results-driven banking and financial services professional with comprehensive expertise in credit appraisal, financial analysis, and risk management. Proven ability to evaluate corporate financials, prepare strategic profitability presentations, and deliver budget reports to senior management. Skilled in conducting client due diligence, portfolio optimization, and regulatory compliance to support informed lending decisions across auto loans, corporate finance, and wealth management sectors.

Overview

14
14
years of professional experience

Work History

Area Manager

Muthoot Capital Services Ltd
01.2025 - 03.2025
  • Led market analysis to identify credit and business expansion opportunities.
  • Ensured stringent adherence to legal and company policies.
  • Strengthened client relationships to enhance retention and reduce credit risk.
  • Managed Dealer DSA channels, overseeing client onboarding and risk evaluation.

Area Sales Manager

Kotak Mahindra Prime Ltd
11.2022 - 01.2025
  • Conducted detailed financial analysis of corporate clients to assess creditworthiness and support loan approvals.
  • Developed and presented comprehensive profitability reports and financial forecasts to senior management for budgeting and strategic decisions.
  • Administered corporate auto loan limits while collaborating with credit risk teams to ensure compliance and risk control.
  • Directed digital and branch sales channels, optimizing portfolio performance and credit quality.

Manager – Auto Loans

Axis Bank Ltd
07.2017 - 11.2022
  • Performed in-depth financial assessments of corporate borrowers to evaluate repayment capacity and credit risk.
  • Prepared detailed portfolio profitability analyses and budget adherence presentations for senior leadership.
  • Partnered with credit teams to prepare appraisal notes and conduct rigorous pre-sanction due diligence.
  • Managed sales targets while enforcing credit policy compliance and risk mitigation.

Corporate Sales Manager – Auto & Two Wheeler Loans

HDFC Bank
07.2015 - 07.2017
  • Analyzed corporate financials for credit evaluation and risk profiling.
  • Compiled and presented financial reports on budget and profitability status to management.
  • Engaged corporate clients to align loan products with their financial profiles and business objectives.

Wealth Manager

ING Vysya Bank Ltd
12.2014 - 07.2015
  • Conducted profitability analyses and financial reviews for corporate business banking solutions.
  • Presented budget recommendations and financial insights for portfolio planning and optimization.
  • Supported loan syndication processes, providing critical financial impact analyses for corporate clients.

Wealth Manager

ICICI Bank Ltd
04.2011 - 10.2014
  • Advised HNI and corporate clients on credit and investment solutions focused on risk management and capital optimization.
  • Conducted customer portfolio reviews to identify credit opportunities and growth areas.

Education

BBA -

Guru Gobind Singh Indraprastha University
Kashmere Gate, Delhi

MBA - International Business & Marketing

Amity International Business School
Noida

Skills

  • Credit appraisal & underwriting
  • Corporate financial analysis & modeling
  • Profitability & budget presentation
  • Risk assessment & mitigation
  • Client due diligence & portfolio management
  • Regulatory compliance & internal controls
  • Team leadership & stakeholder management
  • Market analysis & business development

Languages

  • English, Fluent
  • Punjabi, Fluent
  • Hindi, Fluent

Personal Information

Date of Birth: 10/18/87

Timeline

Area Manager

Muthoot Capital Services Ltd
01.2025 - 03.2025

Area Sales Manager

Kotak Mahindra Prime Ltd
11.2022 - 01.2025

Manager – Auto Loans

Axis Bank Ltd
07.2017 - 11.2022

Corporate Sales Manager – Auto & Two Wheeler Loans

HDFC Bank
07.2015 - 07.2017

Wealth Manager

ING Vysya Bank Ltd
12.2014 - 07.2015

Wealth Manager

ICICI Bank Ltd
04.2011 - 10.2014

BBA -

Guru Gobind Singh Indraprastha University

MBA - International Business & Marketing

Amity International Business School
Himanshu Attree