Shweta Jain
Senior Credit Manager
New Delhi
Summary
Accomplished banking professional with over a decade of experience in credit underwriting, financial analysis, and portfolio management within the MSME and corporate sectors. Skilled in end-to-end loan proposal processing, risk assessment, regulatory compliance, and client relationship management. Proven track record of managing diverse credit portfolios spanning manufacturing units, contractors, NBFCs, and institutional trusts. Proficient in utilizing Microsoft Office Suite, financial models, and analytical abilities to derive meaningful insights from financial data and effectively communicate with stakeholders. Recognized for strong analytical skills, process discipline, and commitment to delivering exceptional customer service across various loan processing centers, regional offices, and corporate branches.
Overview
8
8
years of professional experience
1
1
Certification
2
2
Languages
Work History
Senior Manager-Credit
Union Bank of India
05.2017 - Current
- Joined as Credit Manager (Scale II) – December 2014
Promoted to Scale III – 24th May 2017 - Independently manage credit proposals from origination to disbursal, encompassing document collection, financial due diligence, and preparation of credit appraisal/process notes.
- Ensure continuous portfolio quality through monitoring of risk ratings, compliance reviews, and timely rectification of audit irregularities.
- Act as a dedicated relationship manager and financial advisor for clients, delivering customized funding solutions and guiding them through the credit lifecycle.
- Spearhead and participate in MSME outreach activities such as loan camps, customer meets, and lead conversion initiatives.
- Handled complex credit portfolios covering Textile Industries, and Manufacturing Units, Construction Companies, Sugar Mills, Educational & Healthcare Trusts, Lease Rental Discounting (LRD), Project Finance, and Institutional Trust Loans
- Rich experience across MSME Loan Processing Centers, Regional and Zonal Offices, MSME-focused branches, and Mid-Corporate branches.
- Build and maintain strong professional relationships with clients, ensuring high customer satisfaction through end-to-end support.
- Built long-standing client relationships by delivering responsive, end-to-end support and ensuring high levels of satisfaction and engagement.
Education
MBA - Science
CSJMU
Kanpur, India 04.2001 -
Skills
- Credit Appraisal & Underwriting
- Financial Analysis & Risk Assessment
- Regulatory Compliance & Audit Management
- Client Relationship Management
- Portfolio & Risk Monitoring
- Sector-Specific Credit Handling
- Process Note & Documentation Expertise
- MSME & Institutional Lending
- Lead Conversion & Business Development
- Team Collaboration & Multi-Location Coordination
- Problem Solving and Decision Making Abilities
Certification
JAIIB CAIIB
Timeline
Senior Manager-Credit
Union Bank of India
05.2017 - Current
MBA - Science
CSJMU
04.2001 -
Similar Profiles
GOPIKA VENUGOPAL KGOPIKA VENUGOPAL K
Trainee Associate (Apprenticeship) at Union Bank Of IndiaTrainee Associate (Apprenticeship) at Union Bank Of India
Rahul Siddhardha RathikrindaRahul Siddhardha Rathikrinda
Assistant Manager at Union Bank of IndiaAssistant Manager at Union Bank of India
ROJALINI KARROJALINI KAR
Assistant Manager IN UNION BANK OF INDIA at UNION BANK OF INDIAAssistant Manager IN UNION BANK OF INDIA at UNION BANK OF INDIA
NIRPREET KAURNIRPREET KAUR
Partner at Lex Jurists, Advocates & SolicitorsPartner at Lex Jurists, Advocates & Solicitors
Deepanshu AroraDeepanshu Arora
Deputy Manager at Saatvik Green Energy LimitedDeputy Manager at Saatvik Green Energy Limited