Himanshu Budhwar
FINANCIAL ANALYST
Hyderabad
Summary
Results-oriented Senior Analyst with 2.8+ years of experience in U.S. Commercial Mortgage Servicing, specializing in Reserve Escrow Administration, CTL servicing, lease compliance, commercial property financial reviews, and high-volume fund disbursements. Known for improving turnaround times, ensuring 100% compliance with investor guidelines, and enhancing CRM/Borrower experience. Strong track record supporting CMBS, Agency (Fannie Mae/Freddie Mac), and portfolio loans across multifamily, industrial, retail, office, hospitality, and senior housing assets. Recognized multiple times for accuracy, productivity, and leadership impact.
Overview
4
4
years of professional experience
6
6
Certifications
3
3
Languages
Work History
Senior Analyst, U.S. Mortgage Servicing
Berkadia
01.2022 - Current
- Key Achievements:
- Managed a diverse loan portfolio (CMBS, Fannie/Freddie), spanning 150+ commercial properties with combined escrow balances exceeding $50M.
- Improved reserve review turnaround time by 20–30% through workflow optimization and faster document interpretation.
- Processed a record 96 wire disbursements in a single month, with 100% accuracy, earning internal recognition and a cash award.
- Selected among the top 22 out of over 400 Senior Analysts for the prestigious LEAP Leadership Program (2025).
- Reduced CRM response time by streamlining borrower communication templates and handling complex covenant queries.
- Responsibilities and Impact:
- Interpret and analyze complex loan agreements, reserve agreements, and PCRs to execute accurate escrow calculations and compliance decisions.
- Manage reserve escrows, including monthly deposit adjustments, CAP tracking, suspensions/reinstatements, and reconciliation for all investor types.
- Review operating statements, rent rolls, and property financials to determine reserve requirements, and identify variances impacting cash flows.
- Administer Credit Tenant Lease (CTL) rent collections, ensuring 100% timely payments to lenders and lessors, while maintaining compliance with lease provisions.
- Process high-value fund disbursements with strict approval controls.
- Serve as a key liaison for CRMs, borrowers, master servicers, and investors.
- Conduct quality control reviews, and mentor junior analysts, improving training accuracy by 25%.
Interview Coordinator, Digital Placements
ISB Hyderabad
11.2021 - 12.2021
- Coordinated 50+ candidate interviews weekly, ensuring flawless scheduling and communication.
- Improved candidate experience through streamlined processes.
Education
MBA - Finance
Siva Sivani Institute of Management (AICTE)
Hyderabad01.2022
Bachelor of Commerce - undefined
Bhavan’s Vivekananda College
Hyderabad01.2020
High School (CBSE) - undefined
Kendriya Vidyalaya Bolarum
Hyderabad01.2017
Skills
- Commercial Mortgage Servicing
- Escrow & Reserve Administration
- Credit Tenant Lease (CTL)
- Trigger Event Management
- Lease Compliance & Rent Processing
- Financial Statement Review
- Fund Disbursements (Wires/ACH/Checks)
- CRM/Borrower Relationship Management
- Loan Covenant Compliance
- Process Optimization
Certification
CMS-Level I (Commercial Mortgage Servicer – I), Mortgage Bankers Association
AWARDS & HONORS
Circle of Excellence Award (2025), Extra Mile Award (2024), Multiple CRM & SVP-level commendations, Hi-Fi Cash Award, Consistently ranked among top performers
ACTIVITIES
CSR participant Member, Berkadia India Football Team
Accomplishments
• Circle of Excellence Award (2025)
• Extra Mile Award (2024)
Timeline
Senior Analyst, U.S. Mortgage Servicing
Berkadia
01.2022 - Current
Interview Coordinator, Digital Placements
ISB Hyderabad
11.2021 - 12.2021
Bachelor of Commerce - undefined
Bhavan’s Vivekananda College
High School (CBSE) - undefined
Kendriya Vidyalaya Bolarum
MBA - Finance
Siva Sivani Institute of Management (AICTE)