Hitesh Mhatre
Mumbai
Summary
Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
20
20
years of professional experience
Work History
A. Head, Performance & Channel Management
Standard Chartered Bank
Mumbai
05.2023 - Current
- Build scorecards and incentive models for frontline teams.
- Productivity analysis,
- Setting up Budget & Targets for frontline colleagues and track their actual performance against the set targets.
- Custodian of headcount management of Business Banking team.
- Channel management and related acquisition cost monitoring.
Director, Regional Treasury
Standard Chartered Bank
Mumbai
06.2019 - 04.2023
- Drive ALCO and Liquidity Management Forum meetings. Preparation of
discussion packs and drafting meeting minutes for Regulatory submission. - Thematic analyses on balance sheet structure, cost of funds, margins,
deposits mix, liquidity parameters. - Funding plan preparation. Monitor and track daily balance sheet at Product and Segment level.
- Liquidity optimization initiatives with focus on improving RoRWA and support
capital optimization initiatives. - Support ALCO/Group initiatives on structural liquidity monitoring, Recovery
and Resolution Planning (RRP), Country Liquidity Crisis Management Plan.
Product Manager, Retail Deposits
Standard Chartered Bank
Mumbai
08.2016 - 05.2019
- Manage & maximize Term Deposit and Savings accounts portfolio.
- Propose best possible interest rates that can be offered on Retail, NRE/NRO & FCNR Term Deposits and approve special rates.
- Thematic analysis on interest rates and pool sizing for senior management
and frontline teams. - Recurring Deposit (RD) product launched in India, a new product capability for an individual client.
- Close interaction with Group counterparts on product development, delivery of strategic initiatives, market updates and client requirements.
- Worked closely with Compliance, Finance, Marketing and ALM teams to
make liquidity arrangements.
Manager, Business Finance for Retail, SME & Wealth
Standard Chartered Bank
Mumbai
01.2015 - 07.2016
- Preparation of budget/forecast and monitor actual performance against the
same. - Monthly financial reviews with business heads along on financial performance of the month.
- Manage month-close process and preparation of business performance with
business commentary.
Manager, Business Finance - Projects & Strategy
Standard Chartered Bank
Mumbai
07.2011 - 12.2014
- ICAAP planning for corporate banking business and corporate plan.
- Drafting Product Program Guidelines and Country Addendums of all CIB products including Transaction banking products.
- Priority Sector Lending maintenance and related cost allocation between business & products.
- ‘Finance Champion’ in rolling out new Transaction Processing system (ACBS) for Corporate Banking Lending product.
Manager, Business Finance - Transaction Banking
Standard Chartered Bank
Mumbai
06.2009 - 06.2011
- Finance partner for Transaction banking products (Trade, Cash & Security
services). Explore options and recommend business heads on pricing for
export assets, areas on yield & margin enhancements. - Manage month-close process to finalize financial performance.
- Worked closely with business in preparation of realistic budget/forecast for the year.
- Contribution on TP system enhancement to make it IFRS compliant.
Assistant Manager Finance, GSAM, Portfolio Mgmt.
Standard Chartered Bank
Mumbai
06.2008 - 05.2009
- Tracking of delinquent assets at client level, along with provision & release
amounts. - Assist GSAM/Credit team to prepare forecast & budgets of expected
delinquency of corporate assets. - Worked closely with Portfolio management team on Direct Assignment
deals.
Assistant Manager Finance, Consumer Banking
Standard Chartered Bank
Mumbai
09.2004 - 05.2008
- Sale of Auto portfolio and purchase of Mortgage portfolio from ICICI bank.
- Built up a ‘Per Account Profitability’ model for Retail Products.
- Worked with Retail Business Head on Consumer Banking strategy financials.
- Business finance partner for Home loan, Auto loans and SME business.
- Manage month-close activities for Consumer Bank.
- Cost management & analysis of ‘Secured’ asset business.
Education
MBA - Financial Management
Somaiya Institute of Management School
MumbaiBachelor of Commerce
Mumbai University
MumbaiSkills
- Excellent Communication
- Flexible and Adaptable
- Interpersonal Communication
- Conflict Resolution
Languages
Marathi
First Language
English
Advanced (C1)
C1
Hindi
Advanced (C1)
C1
Accomplishments
- Recognition from Retail Banking Business Head for enabling useful financial models & outlooks to buy & sale ~INR 1600 crs of individual asset portfolio to/from competition banks – Year 2006.
- Recognition from Global Head of Finance for TP system enhancement to make it IFRS compliant – Year 2011.
- Recognition from Country CFO for successfully migrating ‘Channel Finance’ business from Consumer to Corporate bank – Year 2009/10.
- Design and launch of Recurring Deposit product - Year 2018
- Under digital initiative programme, developed a balance sheet dashboard, a web tool for ALCO discussion.
Timeline
A. Head, Performance & Channel Management
Standard Chartered Bank
05.2023 - Current
Director, Regional Treasury
Standard Chartered Bank
06.2019 - 04.2023
Product Manager, Retail Deposits
Standard Chartered Bank
08.2016 - 05.2019
Manager, Business Finance for Retail, SME & Wealth
Standard Chartered Bank
01.2015 - 07.2016
Manager, Business Finance - Projects & Strategy
Standard Chartered Bank
07.2011 - 12.2014
Manager, Business Finance - Transaction Banking
Standard Chartered Bank
06.2009 - 06.2011
Assistant Manager Finance, GSAM, Portfolio Mgmt.
Standard Chartered Bank
06.2008 - 05.2009
Assistant Manager Finance, Consumer Banking
Standard Chartered Bank
09.2004 - 05.2008
MBA - Financial Management
Somaiya Institute of Management School
Bachelor of Commerce
Mumbai University
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