JACKSON S

• Sanctioning of Various asset products such as Overdraft, Cash Credit, Export Credit facilities, Retail Loans,MSME Loans, etc
• Evaluating the financial performance of retail / corporate clients by spreading financial statements in standard templates
• Verify borrowers' repayment track record, review credit bureau reports and ascertain their credit worthiness
• Underwriting of proposals with adherence to company policies & procedures.
• Liase with Asset Management companies, Research team to provide investment advisory to NRI/HNI looking to invest in Indian market though different investment options like Mutual Funds, Insurance, and premiere investment
• Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
• Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
• Maintained friendly and professional customer interactions.
• Met deadlines by proactively managing individual and team tasks and streamlining processes.
• Evaluated project applications and verified with outline specifications to approve, reject and recommend adjustments.
• Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
• Compiled database of loan applicants' credit histories, financial statements and other financial information.
• Complied with regulatory guidelines and requirements.
• Generated financial and operational reports to assist management with business strategy.
• Reduced process bottlenecks by training and coaching employees on practices, procedures, and performance strategies.
• Forecasted trends and recommended improvements based on financial risk analyses.
• Consulted customers to boost product sales and services.
• Implemented service improvements to enhance sales cycle.

Managed the credit proposals received from the branch and disposed in a quicker TAT

• Perform due diligence of new and existing clients covering a wide range of different client types including; Listed and Regulated, small/medium/ large private and public companies as well as more complex structures such as; SPVs, Co-operatives, Foundations and Funds, Governments, Joint Ventures, etc.
• Signing off on new client adoptions and periodic reviews
• Responsible for verification of Client data
• Managed Export transactions & overseas remittance
• Branch banking operations, Cash Management, Safe maintenance
• Preparation of credit proposals for retail & Export Import Finance, etc
• Mobilizing Savings, Current & Term Deposits opening,