Summary
Overview
Work History
Education
Skills
Accomplishments
Hobbies and Interests
Languages
Personal Information
Timeline
Generic
Jagadeesan K

Jagadeesan K

Poonamallee

Summary

Dynamic professional with extensive experience in data analysis, financial compliance, and portfolio management. Proven track record in overseeing collection activities and ensuring timely recoveries, ready to enhance organizational performance.

Overview

19
19
years of professional experience

Work History

State Collection Head

KINARA CAPITAL
Chennai
07.2025 - Current
  • Managed collection activities across 12 hubs in Chennai and Trichy regions.
  • Oversaw portfolio management, ensuring timely recovery and appropriate write-off procedures.
  • Verified all types of vouchers to ensure accuracy and compliance.
  • Checked financial statements against cash book and ledger for discrepancies.
  • Prepared cash flow and fund flow statements for financial planning.
  • Verified bank consolidation statements with cash book entries for consistency.
  • Calculated depreciation on asset particulars, ensuring accurate financial reporting.
  • Analyzed appraisal reports for credit committee evaluations, facilitating informed decision-making.

Divisional Collection Head

Kinara Capital
Chennai
04.2021 - Current
  • Managed collection activities across 12 hubs in Chennai and Trichy regions.
  • Oversaw portfolio management, ensuring timely recovery and appropriate write-off procedures.
  • Verified all types of vouchers to ensure accuracy and compliance.
  • Checked financial statements against cash book and ledger for discrepancies.
  • Prepared cash flow and fund flow statements for financial planning.
  • Verified bank consolidation statements with cash book entries for consistency.
  • Calculated depreciation on asset particulars, ensuring accurate financial reporting.
  • Analyzed appraisal reports for credit committee evaluations, facilitating informed decision-making.

Divisional Business Head

KINARA CAPITAL
Chennai
07.2020 - 03.2021
  • Company Overview: Kinara, is a registered trademark of Visage Holdings and Finance Private Limited (NBFC), a Bangalore based social business that provides loans in the range of Rs.1 Lakh to Rs.30 Lakhs to micro and small enterprises (MSMEs) filling the gap between micro-finance and commercial capital.
  • Sales and collection handling 14 Hubs in Chennai region
  • Managing Branch (Growth, Quality and Process)
  • Verification with cash book & ledger. Check the Financial statements.
  • Preparing the cash flow and fund flow statements.
  • Verify the Bank consolidation statements with cash book.
  • Calculating the Depreciation on Assets particulars
  • Analyzing the appraisal cum credit committee.
  • Recovery, approvals & Verification of loan disbursed amounts
  • Field visit, Follow-up with customers.
  • Improved processes and strict adherence promoting a sound background at the external vendors.
  • Have always maintained a highly motivated environment for my subordinates and have led from the front in every aspect.
  • One of my primary responsibilities involves ensuring office adhere to the rules and regulation of our compliance policy.
  • Plan to achieve the Monthly target
  • Plan to split target week wise and execute the plan and achieve the target month on month.
  • Maintain the delinquency customer and Maintain clear Portfolio.

Regional Manager

KINARA CAPITAL
Chennai
01.2019 - 06.2020
  • Company Overview: Kinara, is a registered trademark of Visage Holdings and Finance Private Limited (NBFC), a Bangalore based social business that provides loans in the range of Rs.1 Lakh to Rs.30 Lakhs to micro and small enterprises (MSMEs) filling the gap between micro-finance and commercial capital.
  • Sales and collection handling 7 Hubs in Chennai region
  • Managing Branch (Growth, Quality and Process)
  • Verification of all type of vouchers.
  • Verification with cash book & ledger. Check the Financial statements.
  • Preparing the cash flow and fund flow statements.
  • Verify the Bank consolidation statements with cash book.
  • Calculating the Depreciation on Assets particulars
  • Analyzing the appraisal cum credit committee.
  • Recovery, approvals & Verification of loan disbursed amounts
  • Field visit, Follow-up with customers.
  • Improved processes and strict adherence promoting a sound background at the external vendors.
  • Have always maintained a highly motivated environment for my subordinates and have led from the front in every aspect.
  • One of my primary responsibilities involves ensuring office adhere to the rules and regulation of our compliance policy.
  • Plan to achieve the Monthly target
  • Plan to split target week wise and execute the plan and achieve the target month on month.
  • Maintain the delinquency customer and Maintain clear Portfolio.

Hub Manager

KINARA CAPITAL
Vellore
03.2017 - 12.2018
  • Company Overview: Kinara, is a registered trademark of Visage Holdings and Finance Private Limited (NBFC), a Bangalore based social business that provides loans in the range of Rs.1 Lakh to Rs.30 Lakhs to micro and small enterprises (MSMEs) filling the gap between micro-finance and commercial capital.
  • Managing Branch (Growth, Quality and Process)
  • Verification of all type of vouchers.
  • Verification with cash book & ledger. Check the Financial statements.
  • Preparing the cash flow and fund flow statements.
  • Verify the Bank consolidation statements with cash book.
  • Calculating the Depreciation on Assets particulars
  • Analyzing the appraisal cum credit committee.
  • Recovery, approvals & Verification of loan disbursed amounts
  • Field visit, Follow-up with customers.
  • Improved processes and strict adherence promoting a sound background at the external vendors.
  • Have always maintained a highly motivated environment for my subordinates and have led from the front in every aspect.
  • One of my primary responsibilities involves ensuring office adhere to the rules and regulation of our compliance policy.
  • Plan to achieve the Monthly target
  • Plan to split target week wise and execute the plan and achieve the target month on month.
  • Maintain the delinquency customer and Maintain clear Portfolio.
  • Achievement of year 334 files and Pos -9.76 crores and maintain the PAR -2.99%.
  • Kinara, is a registered trademark of Visage Holdings and Finance Private Limited (NBFC), a Bangalore based social business that provides loans in the range of Rs.1 Lakh to Rs.30 Lakhs to micro and small enterprises (MSMEs) filling the gap between micro-finance and commercial capital.

Sales Manager

HDB FINANCIAL
Chennai
08.2014 - 02.2017
  • Recruited and trained DST team, enhancing morale through dedicated leadership.
  • Sourced loans from open market to meet diverse client needs.
  • Conducted field visits and followed up with customers to ensure satisfaction.
  • Implemented processes ensuring strict compliance with external vendor standards.
  • Fostered a highly motivated work environment, leading by example in all areas.
  • Ensured office adherence to compliance policy regulations.
  • Verified staff training effectiveness in technical and instructional skills.
  • Developed monthly targets, creating week-wise plans for consistent achievement.

Sales Manager

HDB FINANCIAL
Chennai
07.2012 - 08.2013
  • Recruited and trained DST team, enhancing morale through dedicated leadership.
  • Sourced loans from open market to meet diverse client needs.
  • Conducted field visits and followed up with customers to ensure satisfaction.
  • Implemented processes ensuring strict compliance with external vendor standards.
  • Fostered a highly motivated work environment, leading by example in all areas.
  • Ensured office adherence to compliance policy regulations.
  • Verified staff training effectiveness in technical and instructional skills.
  • Developed monthly targets, creating week-wise plans for consistent achievement.

Sales Officer

HBL GLOBAL PVT LIMITED
Chennai
07.2011 - 01.2012
  • Handling FIVE BRANCH LEADS.
  • Regular contact with customer and ensured proper follow up are done.
  • Field visit, Follow-up with customers, Documents collection.
  • HSP INSURANCE Done all the customer who is taken loan.
  • Paper Initiate the payments Every month.
  • Whenever I have free time I do Cold call in Market.

Collection Manager

CITI FINANCIAL
Chennai
01.2007 - 06.2011
  • To blend my personal goals with organizational objectives and to work assiduously towards the commonality.
  • Strong interpersonal skills, good organizational skills, ability to work in team.
  • Self-motivated, creative, innovative and ability to work independently in fast-paced environment.
  • Handling North Chennai Referral collection team more than 40 employees.
  • Plan the Targets Branch wise based on weekly & monthly.
  • Collected recovery 98% on Regular basis.
  • Receipt book maintain.
  • Collection payment within 24 hours deposited verification and maintain.
  • Do the Monthly Collections Remainder & Cheque bounce issues.
  • I achieved Company targets as per Requirements.
  • Involved in solving issues from Branch level & Customers side.
  • Achievement Pan India No1 collection % achieved.

Education

B.B.A -

University of Madras
01.2006

PGDCA - Computer Applications

CSC CENTER

Skills

  • PG Diploma in Computer Applications
  • Proficient in MS Office
  • Data analysis and visualization
  • People management
  • Training and development
  • Leadership skills
  • Cash deposit auditing
  • Google Form creation
  • Collection MIS maintenance
  • FTD and MTD analysis
  • DRR and weekly target tracking
  • Customer complaint resolution
  • Customer negotiation strategies
  • Legal action initiation

Accomplishments

  • Handling North Chennai Referral collection team more than 40 employees
  • Achievement Pan India No1 collection % achieved

Hobbies and Interests

  • Listening music
  • Exercises

Languages

  • Tamil
  • English

Personal Information

  • Date of Birth: 11/28/76
  • Nationality: Indian
  • Marital Status: Married

Timeline

State Collection Head

KINARA CAPITAL
07.2025 - Current

Divisional Collection Head

Kinara Capital
04.2021 - Current

Divisional Business Head

KINARA CAPITAL
07.2020 - 03.2021

Regional Manager

KINARA CAPITAL
01.2019 - 06.2020

Hub Manager

KINARA CAPITAL
03.2017 - 12.2018

Sales Manager

HDB FINANCIAL
08.2014 - 02.2017

Sales Manager

HDB FINANCIAL
07.2012 - 08.2013

Sales Officer

HBL GLOBAL PVT LIMITED
07.2011 - 01.2012

Collection Manager

CITI FINANCIAL
01.2007 - 06.2011

B.B.A -

University of Madras

PGDCA - Computer Applications

CSC CENTER

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Jagadeesan K