Jagadish Kumar Das
Angul,
Summary
Motivated professional offering 6 years of rich experience in the field of Finance, Process, Audit, Credit or operational finance. Adds value to any organization in need of great collaboration, interpersonal and multitasking abilities. Meets tight deadlines.
Overview
6
6
years of professional experience
Work History
Manager- Credit
Suryoday Small Finance Bank
Chhatisgarh Area
05.2022 - Current
- Continuous monitoring on credit part of bank & its composite branches as it relates to asset liability management, risk management, funding and investments, retail underwriting (consumer & small business).
- Creating MIS on fraud incidents, preparing analysis & assessment of measures to be implemented on grounds to control such mishappenings.
- Lead a team of 72 staffs of 12 branches including 12 BMs and 12 Credit Officers in Chhatisgarh.
- Preparing & reviewing sales process adherence & quality checks (KYC verification, Income sources etc) pre-disbursement as well as post disbursement/borrower's feedback.
- Offsite monitoring of activities with the help of data available on Br.Net, LMS.
- Reviewing client's credibility and mitigation of risk on Pre-approved business loans and JLG loans. Along with maintaining & reviewing statutory & regulatory norms are being properly adhered in branches of the assigned territory.
- Coached, mentored and trained credit officers in order to improve their job performance.
- Generating leads for transformation of Fixed Deposits of the quality portfolio.
- Ensuring proper manpower are aligned, coordinating with HR & recruitment if any gaps are ascertained.
Risk Manager
Svatantra Microfin Pvt Ltd.
Odisha
04.2018 - 05.2022
- FRM investigation in case of any fraud occurred in assigned branches.
- Responsible to oversee & ensure that operation team has complied with all the gaps identified during branch surprise visits & monthly audits, As reported in the audit reports.
- Responsible for Audit grades(A,B,C,D) defining on center visits, collection visits, branch visits and operation parameter samplings.
- Route cause analysis of fraud incidents and reviewed with operation teams for prevention and noting up their feedbacks for management references.
- Developed strategies to mitigate risk and reduce potential losses.
- Conducted regular reviews of internal controls to ensure compliance with relevant regulations.
- Developed training programs for staff on risk management processes and best practices.
- Maintained a comprehensive database of all identified risks along with their associated mitigation plans.
- Reviewing & sharing Final Audit reports in month end bases on operation teams lapses & ensuring branch grades.
Education
MBA - Finance And Marketing
ASM College, BPUT, Bhubaneswar
04-2018
B. Com - Accounting-Hons.
Angul Autonomous College, Angul
04-2016
Associate of Science -
Anchalika College, Angul
04-2013
Matriculation -
Talmul High School, Angul
04-2011
Skills
- Financial Management
- Positive Mindset
- Excellent team work with with co-ordination skills
- Team Leadership
- Pressure handling
Performance Based Achievements
- Lead Raigarh region to be the top performer across CG with 100% collection efficiency in 2023 FY.
- Reduced attrition ratio by leading the team at Suryoday Small finance bank and fill the manpower gaps.
- The Consistent leader for the year 22-23 at Suryoday Small finance bank.
- Received 3 times top performer In Audit and High Risk findings in Svatantra micro fin Pvt Ltd .
Skill Based achievements
- Quite effective in accessing MS-Office particularly, MS-Word, MS-Excel & Power point.
- Completed a research paper on Wealth Management(In NJ india Investment).
Languages
Odia
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Personal Information
- Father's Name- Jahala Kumar Das
- Mother's Name- Gitanjali Das
- Date of Birth- 01st June 1995
- Address- At/Po- Garh Talmul,Angul, Odisha
I hereby, declare that the information furnished above is true to the best of my knowledge.
Jagadish Kumar das
Timeline
Manager- Credit
Suryoday Small Finance Bank
05.2022 - Current
Risk Manager
Svatantra Microfin Pvt Ltd.
04.2018 - 05.2022
MBA - Finance And Marketing
ASM College, BPUT, Bhubaneswar
B. Com - Accounting-Hons.
Angul Autonomous College, Angul
Associate of Science -
Anchalika College, Angul
Matriculation -
Talmul High School, Angul
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