Jagdish Dnyandev Gopale

• Working as an Onboarding & KYC Advisor to client advisor on onboarding and Periodic KYC Review (PKR) cases across the Wealth Management. Explain KYC requirements and support client advisor through the onboarding/account opening and PKR processes
• Handling case preparation by preparing documents relevant for onboarding and reviewing external client forms to ensure document quality control. Screening the clients and their source of wealth's/Source of funds using Internal tools and Lexis Nexis for any negative news.
• Performing background check screening on the client, create client profile with client advisor, and gather corroboration evidence material. Support client advisor to ensure regulatory compliance of submitted materials from client and client advisor.
• Handling Periodic KYC Review (PKR) case review from end to end, including client profile updates after consulting with client advisor. Further, perform KYC profile checking activities linked to client onboarding requests and ensure client KYC information consistency with PKR Quality Checks
• Performing Name list and negative news screening on newly onboarded and existing clients opening new accounts as well related clients, Such as Grantors, Trustees, beneficial owners, Estate Executor, Power of attorneys etc.
• Escalate any concerns identified during the KYC review or Screening to Local Compliance, as applicable.
• Making use of open sources (i.e Bloomberg, Obituary's, Whitepages, IAPD, ADV forms Etc) for hit dispositioning for any relevant true matches to our client.
• Mentored junior analysts, providing guidance and support to foster professional development.
• Reviewing the Possible and Potential PEP/Negative News hits escalated by Junior analyst and accurately classifying them as false positives or true matches, while escalating high-risk cases to the AML team with complete supporting documentation

• Executed end-to-end client due diligence (CDD) for EMEA client bases, utilising a risk-based approach, covering Low, Medium, and Enhanced Due Diligence (EDD) for High-Risk clients.
• Executed comprehensive client KYC lifecycle reviews covering new onboardings, regular periodic reviews, and event-driven triggers.
• Verified whether bearer shares were issued by entity clients to determine ownership transparency and control risks.
• Managed end-to-end documentation workflows by dispatching initial KYC requirement lists, collating client documents, and reviewing submissions to ensure they aligned with the client's applicable risk rating.
• Review KYC documentation received, ensuring it is appropriate for the risk rating level applicable to the client.
• Liaised proactively with relationship managers and clients to obtain missing documentation or necessary clarifications.
• Prepared structured KYC checklists and arranged cases for formal review.
• Assessed client risk profiles based on jurisdiction, nature of business, PEP-RCA, ownership structures, and ultimate beneficial owners (UBOs) to execute targeted due diligence.
• Conducted comprehensive end-to-end KYC due diligence across a diverse portfolio of complex entity types:

- Domestic and foreign Corporates

- Regulated Entities

- Listed entities

- Special purposed vehicles

- Limited partnerships

- Money service Business entities

- Gambling entities

- Trusts

- Collective investment schemes

- State owned entities

- Funds

• Ensured strict adherence to country-specific regulatory requirements and frameworks, including US CIP, FinCEN regulations, and GB AOA standards
• Investigated and resolved adverse media, sanctions, and Politically Exposed Person (PEP) screening hits encountered during client reviews, executing rigorous due diligence to clear false positives or escalate genuine risks.
• Leveraged specialized knowledge of syndicate lending structures to evaluate and perform due diligence on complex, multi-lender credit facilities and corporate financing arrangements.
• Extracted and analyzed core business profiles, operational nature, and ownership data from authoritative open sources and regulatory databases, including SEC, Bloomberg, IAPD, Dun & Bradstreet, and GLEIF.
• Applied deep expertise in complex corporate ownership structures and multi-layered control hierarchies across diverse entity types to accurately identify Ultimate Beneficial Owners (UBOs).

• Executed risk-based periodic KYC reviews covering Customer Due Diligence (CDD), Standard Due Diligence (SDD), and Enhanced Due Diligence (EDD) across low, medium, and high-risk classifications.
• Collaborated closely with relationship managers and clients to obtain mandatory documentation and clarifications.
• Identified screening hits, structural vulnerabilities, and suspicious behaviour patterns, recommending effective risk mitigation measures.
• Conducted rigorous document research and gathered supporting evidence to drive sound, risk-based decision making and resolution.
• Performed screening across all client types and related parties, while mapping and structuring complex company ownership hierarchies.
• Analysed and validated individual and organisational Ultimate Beneficial Owners (UBOs), demonstrating deep expertise in entity control structures.
• Independently managed high-risk Nigeria jurisdiction reviews with zero escalations while efficiently leading the regional review team.
• Awarded the Star Award within five months of tenure for sustaining exceptional accuracy and a flawless, zero escalation record.
• Applied expert knowledge of Adverse Media, Sanctions, and Politically Exposed Persons (PEPs) during comprehensive risk evaluations.
• Conducted comprehensive end-to-end KYC reviews across a wide spectrum of complex entity types, including corporate entities, trusts, partnerships, joint ventures, funds, state-owned entities, close corporations, collective investment schemes, and special purpose vehicles (SPVs).