Janhavi Kale
Indore
Summary
Medical Underwriter with extensive experience at Bajaj Allianz Life Insurance Company, excelling in risk assessment and communication. Proven ability to enhance team performance through effective training and support. Skilled in underwriting guidelines and medical history evaluation, consistently delivering high-quality service and fostering strong relationships with clients and partners.
Overview
5
5
years of professional experience
Work History
Medical Underwriter
Bandhan Life
Indore
03.2025 - Current
- Evaluated medical histories to assess risk levels for insurance applications.
- Communicated underwriting decisions clearly to agents and clients effectively.
Medical Underwriter
Bajaj Allianz Life Insurance Company
Pune
02.2023 - 11.2024
- Review the insurance application and endorsement submission information required to accept or reject new policies, based on underwriting guidelines.
- Research and follow through with requests for missing information from channel partners, and maintain a high level of customer service.
- Independently creating training presentations for all employees regarding changes made in guidelines, or for any updates related to guidelines.
- I was able to help the new underwriters who were in training with me understand the workings of the company, thereby building a good working relationship within the department.
- Providing training to vendors and new joiners regarding guidelines and system processing.
Medical Underwriter
ICICI Prudential Life Insurance Company
Indore
07.2021 - 02.2023
- Managing and Underwriting risk profiles, evaluating risks on medical and financial grounds and giving appropriate decision.
Regulatory Affairs Intern
Mericana Pharmaceutical Pvt Ltd
Indore
09.2020 - 06.2021
- Reviewing all the documents related to the drug preparations for exporting to different countries such as-Venezuela, Bolivia, Honduras and many more.
Education
Bachelor of Pharmacy -
Lakshmi Narain College of Pharmacy
Indore01.2021
Higher Secondary School -
Shri Cloth Market Girls School
Indore01.2017
Secondary School -
Shri Cloth Market Girls School
Indore01.2015
Skills
- Communication
- Team worker
- Time management
- Underwriting guidelines
- Credit and income analysis
- Strong numerical skills
- Comfortable working with technology
- Insurance knowledge
- Risk assessment
- Medical history evaluation
- Insurance policy review
- Problem solving
Personal Information
- Date of birth: 29/07/99
- Nationality: Indian
- Marital Status: Married
Languages
- English
- Hindi
- Marathi
Husband Name
Mr. Raj Kale
Acquired Skills
- Excellent organization skills- able to prioritize work and meet deadlines.
- Excellent interpersonal skills- able to work within a team
- Excellent verbal and written communication skills
- Strong numerical skills
- Comfortable and experience working with technology
- Insurance Knowledge
- Ability to effectively support underwriters and managers to deliver superior service to our customers
Languages
Hindi
First Language
English
Proficient (C2)
C2
Marathi
Proficient (C2)
C2
Timeline
Medical Underwriter
Bandhan Life
03.2025 - Current
Medical Underwriter
Bajaj Allianz Life Insurance Company
02.2023 - 11.2024
Medical Underwriter
ICICI Prudential Life Insurance Company
07.2021 - 02.2023
Regulatory Affairs Intern
Mericana Pharmaceutical Pvt Ltd
09.2020 - 06.2021
Bachelor of Pharmacy -
Lakshmi Narain College of Pharmacy
Higher Secondary School -
Shri Cloth Market Girls School
Secondary School -
Shri Cloth Market Girls School