JANSIL MERCY
AML SPECIALIST
Summary
An AML Professional with over 7 years of experience in the fields of AML Transaction Monitoring, KYC, CDD and On-boarding. Skilled in identifying and mitigating financial crime risk, developing and implementing AML processes. Detail-oriented team player with the ability to multi-task with a high degree of accuracy.
Overview
8
8
years of professional experience
1
1
Certification
2
2
Languages
Work History
Lead - Risk & Compliance
IBM
Chennai
03.2022 - Current
- Monitored and assessed transactions conducted by customer (corporate and personal) and provided analysis of all the findings and data obtained from internal source systems and search engines.
- Documented research findings to support risk-based decision-making.
- Identified key red flags such as unusual transaction pattern, lack of source of funds/wealth, etc.
- Developed and delivered compliance training to team members.
Specialist
Standard Chartered Bank
Chennai
02.2018 - 03.2022
- Reviewed the investigation of the Correspondent Banking Transactions conducted by first-level reviewer.
- Investigation and analysis of all the findings and data obtained by the L1 reviewer through various internal and external sources.
- Ensured that screening of customer against the watchlist is done appropriately.
- Documented research findings to support risk-based decision-making.
- Monitored financial transactions and analyzed if there are any red flags such as inconsistent transaction pattern, frequent cash transactions, lack of source of wealth/funds.
- Trained and supervised juniors, explaining procedures and protocols.
- Taking additional responsibilities to prepare daily reports and to work beyond shift hours when required by the team.
Quality Controller
Randstad India Pvt Ltd
Chennai
10.2016 - 11.2017
- Reviewed the customer's existing details to find if any data needs to be updated.
- To identify and verify customer information on system and to compare the same with documents provided by the customer.
- Risk categorization of the customer based on the product used, geography and occupation.
- Performed quality checks for the cases reviewed by other team members.
- Identified by the management and on-shore team to provide training for the entire team.
- Took responsibility to be the single point of contact to handle queries related to process.
Process Associate
Royal Bank of Scotland
Chennai
07.2015 - 10.2016
- Trade Finance: Handling issuance and advice of guarantees of a financial institution.
Preparing reports related to the process on a daily basis.
- Account Opening: Performed KYC checks to open accounts as per regulations of the bank.
- Verified customer identity and reviewed documentation for accuracy.
- Keyed customer contact information and payment data into system carefully observing corporate confidentiality procedures.
- Contacted customers as soon as issues arose to immediately find resolution before problem escalated.
- Provided customers with additional information regarding account services.
- Activated new accounts and issued customer identification numbers.
Education
Bachelor of Commerce -
Stella Maris College
Chennai 06.2012 - 2015.05
Skills
Transaction monitoring
undefinedCertification
AML/KYC from IIBF
Timeline
Lead - Risk & Compliance
IBM
03.2022 - Current
Specialist
Standard Chartered Bank
02.2018 - 03.2022
Quality Controller
Randstad India Pvt Ltd
10.2016 - 11.2017
Process Associate
Royal Bank of Scotland
07.2015 - 10.2016
Bachelor of Commerce -
Stella Maris College
06.2012 - 2015.05
Similar Profiles
Jonathan AlvarezJonathan Alvarez
System Services Representative at IBMSystem Services Representative at IBM
RUPAL AGRAWALRUPAL AGRAWAL
Test Automation Specialist at IBMTest Automation Specialist at IBM
S. KrishnarajS. Krishnaraj
Lead - IOS Developer at IBMLead - IOS Developer at IBM