Jayant Gupta

• Worked closely with business stakeholders and product owners to gather and document requirements for banking applications.
• Analyzed retail banking processes (accounts, payments, loans) and proposed process improvements.
• Created BRD, FRD, user stories, and functional specifications.
• Supported UAT execution, defect tracking, and sign-off.
• Collaborated with development and QA teams to ensure on-time delivery.
• Ensured compliance with banking regulations (KYC, AML, audit requirements).

Key Achievement:

• Automated debit card and cheque book issuance by implementing straight-through processing, reducing turnaround time by approximately 30–35%, lowering operational effort, and increasing fee-based revenue through faster customer activation.
• Launched goal-based recurring deposit (RD) products aligned with customer savings objectives, contributing to an estimated 15–20% growth in deposit mobilization, improved CASA balances, and higher long-term interest income.
• Implemented pre-qualified group loan solutions using rule-based eligibility and customer data analysis, reducing loan approval time by 40–50%, increasing loan disbursement volumes by ~20–25%, and improving overall interest revenue with controlled credit risk.

• Provided end-to-end production support for Internet Banking and Mobile Banking applications across Pre-Prod, CUG, and Production environments, ensuring high system availability and stability.
• Developed and enhanced backend features using Core Java and Spring Boot, including cloud deployment on AWS.
• Worked as an on-site Java backend developer, handling server-side development, deployments, and critical production issues.
• Implemented business logic for account details and account transaction history by integrating and consuming APIs.
• Developed logic for fraud reporting functionality to support secure transaction handling.
• Designed and implemented XML-based configuration and corresponding Java logic to dynamically feed data into applications.
• Managed and monitored payment gateway (PG) transactions, maintaining structured database tables for accurate tracking and reconciliation.
• Performed emergency production bug fixes, root-cause analysis, and post-fix validation to minimize business impact.
• Created POCs and test cases to validate fixes locally before deployment.
• Acted as the primary point of contact for client issues, handling critical, major, minor, and blocker incidents to ensure timely resolution and client satisfaction.
• Owned production deployments, including pre-deployment checks, post-deployment validation, documentation, and continuous improvement activities.
• Applied optimized code fixes and database scripts, significantly improving application performance and stability.
• Conducted peer code reviews and database script reviews to maintain code quality and reduce production defects.
• Proactively monitored logs, dashboards, and alerts using Elastic and CloudWatch to identify and resolve potential issues early.
• Worked with JasperReports, including XML configuration and template data integration.
• Used Jira for bug tracking, issue management, and sprint activities; Git for version control and code management.

• Developed and configured software components on edge nodes to connect with Kafka clusters for real-time data acquisition.
• Implemented Kafka producer and consumer models using publish–subscribe architecture for data ingestion.
• Built a project module to establish SSH connections using SSH client for sending device messages.
• Developed TCP socket-based communication using Java socket programming.
• Designed custom exception handling to manage application error scenarios.
• Created and published audit messages in JSON format to parent channels.
• Updated broker classes to enable command logging and traceability.
• Performed testing and debugging using TELNET to validate data flow and connectivity.