Jayaskandhan J
Chennai
Summary
Resourceful Asset Officer recognized for exceptional productivity and efficient task execution. Specialized in asset management, inventory control, and compliance monitoring. Proven ability to enhance communication, solve problems, and adapt to changing environments, resulting in streamlined operations and high stakeholder satisfaction.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Asset Officer
IDBI Bank
Bangalore
07.2024 - Current
Sourced and onboarded approximately 100 new customer accounts, enhancing financial inclusion in rural areas.
- Cultivated strong client relationships to boost customer engagement and satisfaction.
- Disbursed ₹10 lakhs in agricultural loans, facilitating credit access for local farmers.
- Approved ₹1.5 crores in MSME loans to promote rural entrepreneurship and business development.
- Provided ₹50 lakhs in gold loans, addressing urgent financial needs with secured solutions.
- Ensured compliance with lending norms through timely documentation and effective risk assessments.
- Maintained accurate inventory records of all fixed assets, ensuring proper tracking and management.
- Conducted periodic asset reviews to identify underutilized items for disposal or redeployment.
- Identified opportunities for cross-selling additional products and services.
- Approved or denied loan applications based on established guidelines.
- Developed and maintained knowledge of available loan products, processing procedures and general departmental guidelines.
Internship Student
GEM Sugars Ltd
Chennai
12.2022 - 12.2022
- Gained hands-on exposure to operations within a highly competitive and cost-sensitive FMCG segment.
- Analysed survival strategies for seasonal and cyclical industries, focusing on the sugar sector’s response to demand fluctuations and price volatility.
Education
PGDM - Finance And Marketing
Mats Institute of Management And Entrepreneurship
Bangalore 04-2024
Bachelor of Commerce - Corporate Secretaryship
Dwaraka Doss Govardhan Doss Vaishnav College
Chennai 04-2021
Higher Secondary -
Chettinad Vidyashram
Chennai 04-2018
Secondary Schooling -
Chettinad Vidyashram
Chennai 04-2016
Skills
- Loan processing and origination
- Bank sales and loan payments
- Financial analysis and data management
- Customer relationship management
- Time management and attention to detail
- Business development and cross-selling strategies
Affiliations
Leadership and extracurricular activities
- Assistant sports captain, Chettinad Vidyashram, Chennai (2016–2018): elected and served for two consecutive years, demonstrating leadership in organizing and promoting sports events, and team coordination
- Event volunteer, Chettinad Vidyashram: contributed to the successful organization and execution of the Annual Day program, coordinating logistics and performances
- Event organizer, MATS Institute of Management and Entrepreneurship, Bangalore: Led the planning and coordination of Teacher's Day and convocation ceremonies, ensuring seamless execution and high attendee engagement, organized Mime – Eclat 2023, a cultural showcase, managing participants, event flow, and audience experience
Certification
- Tally ERP9 from Udemy
- NISM Series -XII Securities Market Foundation
- NISM Series - V A Mutual Fund Distributors
Projects
Academic Projects – Financial Analysis
- Financial Analysis of Apollo Tyres Ltd. (2022)
Conducted a comprehensive analysis of the company’s financial statements over a 3-year period. Applied key accounting ratios (liquidity, profitability, solvency, and efficiency) to assess the financial health and operational performance of the company. - Financial Analysis of Pidilite Industries Ltd. (2020)
Analyzed 3 years of financial data using ratio analysis to evaluate the company's financial position and investment potential.
Key Learnings:
- Gained practical understanding of how financial ratios contribute to evaluating business performance and strategic planning.
- Developed foundational skills in interpreting financial data for informed investment decisions.
- Strengthened conceptual and analytical skills in financial management and corporate analysis.
Accomplishments
- National-Level Swimmer: Represented and brought accolades to school, college, and state in various national-level swimming competitions.
Timeline
Asset Officer
IDBI Bank
07.2024 - Current
Internship Student
GEM Sugars Ltd
12.2022 - 12.2022
PGDM - Finance And Marketing
Mats Institute of Management And Entrepreneurship
Bachelor of Commerce - Corporate Secretaryship
Dwaraka Doss Govardhan Doss Vaishnav College
Higher Secondary -
Chettinad Vidyashram
Secondary Schooling -
Chettinad Vidyashram
Similar Profiles
Kala Krishnamoorthy Kala Krishnamoorthy null
Asset Officer at IDBI BankAsset Officer at IDBI Bank
Kundan PrasadKundan Prasad
Assistant Manager at Idbi BankAssistant Manager at Idbi Bank
KUMAR VISHWESHKUMAR VISHWESH
Relationship Manager at IDBI BankRelationship Manager at IDBI Bank
NEETHU R MENON NEETHU R MENON null
Asst. Manager, Customer Service Executive at IDBI BankAsst. Manager, Customer Service Executive at IDBI Bank
Srinithi MSrinithi M
Process Associate at HanDigital Pvt LtdProcess Associate at HanDigital Pvt Ltd