Summary
Overview
Work History
Education
Skills
Affiliations
Timeline
Generic

Muthusivasubramanian A

Navi Mumbai

Summary

Efficient Asset Officer with substantial experience in managing asset book, ensuring compliance with company policies, and contributing to the development of branch business. Strengths include astute risk assessment skills, solid understanding of Credit assessment, and ability to collaborate effectively with diverse teams. Previous roles have highlighted the ability to optimize asset utilization, implement cost-effective solutions for asset maintenance, and significantly contribute to financial growth of the Branch banking.

Overview

16
16
years of professional experience

Work History

Asset Officer

IDBI Bank
Navi Mumbai
2008.06 - Current
  • Sourcing and processing loan files in segments like Retail Asset and Micro and Small Medium Enterprises.
  • Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
  • Ensured timely and accurate processing of all loan files on time.
  • Developed and maintained relationships with customers to ensure prompt payments and explore cross-sell more bank products.
  • Handled both Asset and Liability segment in the bank.

Education

B.Tech. - Electrical, Electronics And Communications Engineering

Pondicherry University
Puducherry
2006-05

MBA - International Business (Finance)

Pondicherry University
Puducherry
2004-05

Skills

  • Credit analysis
  • Relationship Management
  • Customer Service
  • Fundamental Analysis
  • Technical Analysis
  • Loan Processing

Affiliations

As an Asset Officer at IDBI Bank, I have been responsible for managing asset portfolios and evaluating credit opportunities in Retail Asset and MSME segment. During the entire carrier, working towards achievement for business target and also awarded most of the times as Performance Grade -1.

Timeline

Asset Officer

IDBI Bank
2008.06 - Current

B.Tech. - Electrical, Electronics And Communications Engineering

Pondicherry University

MBA - International Business (Finance)

Pondicherry University
Muthusivasubramanian A