DIBYENDU PAL
KRISHNANAGAR
Summary
Efficient Asset Officer with substantial experience in managing financial and physical assets, ensuring compliance with company policies, and contributing to the development of asset management strategies. Strengths include astute risk assessment skills, solid understanding of asset valuation methods, and ability to collaborate effectively with diverse teams. Previous roles have highlighted the ability to optimize asset utilization, implement cost-effective solutions for asset maintenance, and significantly contribute to financial growth.
Overview
16
16
years of professional experience
Work History
Asset Officer
IDBI BANK
Berhampore
08.2008 - Current
- Sourced and processed new asset files, ensuring efficient onboarding and compliance.
- Sourced new assets and ensured proper due diligence during disbursement.
- Monitored all CC accounts to ensure compliance and accuracy.
- Managed and reduced Special Mention Accounts (SMA) within the branch.
- Upgraded non-performing assets (NPA) accounts to standard accounts, ensuring compliance with financial regulations.
- Processed OTS in a timely manner following established guidelines.
- Sourced new savings and current accounts to enhance financial portfolio.
- Collaborated with the Credit Solution Centre to manage asset-related activities.
Education
CERTIFICATE COURSE OF CREDIT MANAGEMENT -
NATIONAL INSTITUTE OF BANK MANAGEMENT
PUNE11-2018
JAIIB -
IIBF
M,UMBAI01-2010
MBA - MBA MARKETING
JIS COLLEGE OF ENGINEERING
KALYANI NADIA08-2008
BBA - BBA MARKETING
MURSHIDABAD COLLEGE OF ENGINEERING AND TECHNOLOGY
BERHAMPORE MURSHIDABAD08-2006
Skills
- Relationship management
- Client services
- Due diligence
- Credit analysis
- Relationship building
- Customer service
- Planning
- Self-Directed
Accomplishments
- Received an award from the bank for Best Asset Officer of the Region
- Certificate of appreciation for selling LIC
Languages
English
First Language
Bengali
Beginner
A1
Hindi
Beginner
A1
Timeline
Asset Officer
IDBI BANK
08.2008 - Current
CERTIFICATE COURSE OF CREDIT MANAGEMENT -
NATIONAL INSTITUTE OF BANK MANAGEMENT
JAIIB -
IIBF
MBA - MBA MARKETING
JIS COLLEGE OF ENGINEERING
BBA - BBA MARKETING
MURSHIDABAD COLLEGE OF ENGINEERING AND TECHNOLOGY
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