Jayesh Gawade
Mumbai
Summary
Highly experienced credit documentation review professional with over 12 years of expertise in scrutinizing and perfecting credit agreements, loan documents, and collateral arrangements. Proven ability to identify and mitigate risks, ensure compliance with regulatory requirements, and drive process improvements. Skilled in credit analysis, loan documentation, risk management, and team collaboration. Adept at managing high-volume documentation reviews, communicating complex findings to stakeholders, and implementing efficient workflows. A trusted authority in credit documentation review, dedicated to delivering high-quality results and driving business growth.
Overview
13
13
years of professional experience
Work History
Associate
Standard Chartered Bank
Mumbai
01.2018 - Current
- Highly experienced credit documentation review professional with over 12 years of expertise in scrutinizing and perfecting credit agreements, loan documents, and collateral arrangements.
- Reviewed legal documents for accuracy and completeness. Reviewed and analyzed syndicated deal documentation, including loan agreements, collateral arrangements, and credit reports.
- Ensured accuracy, completeness, and compliance with regulatory requirements and industry standard.
- Advised clients on document compliance requirements. Identified and highlighted potential risks and discrepancies, and provided recommendations for mitigation.
- Provided guidance and instruction to new team members regarding document review procedures.
- Demonstrated leadership by making improvements to work processes and helping to train others.
Deputy Manager
Yes Bank
Mumbai
01.2017 - 01.2018
- Prepared and reviewed credit documentation for commercial loans, including loan agreements, collateral arrangements, and credit reports.
- Created document templates in accordance with company standards.
- Reviewed documents for accuracy and completeness prior to preparation.
- Formatted documents according to customer specifications.
- Entered data into database for tracking purposes.
- Collaborated with team members on complex client requiring multiple drafts of a document.
Assistant Manager
IndusInd Bank Limited
Mumbai
08.2014 - 01.2017
- Prepared and reviewed credit documentation for commercial loans, including loan agreements, collateral arrangements, and credit reports.
- Reviewed and organized legal documents for accuracy, completeness and consistency.
- Analyzed documents to identify discrepancies in language or content.
- Ensured compliance with legal requirements and company policies.
Assistant Manager
Standard Chartered Bank
12.2012 - 08.2014
- Working in Credit Risk Control - Credit Documentation Unite department
- Checking of Credit Application, preparation of bilateral and security documents and scrutinising all those documents
- Loading limits for clients on the basis of documents held for different facilities provided to the Borrower.
MIS Officer
Kotak Mahindra Bank
Mumbai
09.2011 - 12.2012
- Developed and maintained management information systems to support business decision-making.
- Developed, tested and implemented system changes to improve MIS operations.
- Assisted senior management with developing operational plans for new projects and initiatives.
- Managed the installation of new hardware and software components within the network environment.
- Developed MIS reports to track and monitor post disbursal activities within department.
Education
MBA - Finance
ITM University
Mumbai05-2016
M.Com - Banking And Financial Support Services
Mumbai University
01.2014
B.Com - Banking And Financial Support Services
N E D Ratnam College of Arts, Science And Commerce
Mumbai01.2011
12th -
Maharashtra
Mumbai01.2008
10th -
Maharashtra
Mumbai01.2006
Skills
- Credit and Loan Documentation Review and Management
- Risk Management
- Regulatory Compliance
- Team Collaboration
- Process Improvement
- Communication Skills
- Analytical Skills
- Legal Knowledge
- Time Management
- Team Management
- Collateral Documentation Review and Management
Projects
6 Months, India Collateral Management System, The India Collateral Management System is a comprehensive digital platform designed to streamline, track and repository for the different security documents for the various types collaterals provided under security package. The system aims to create a systematic and accurate information about chain of security documents received and stored by the bank. It also aims to provide single click reports generation for audit purposes including internal and RBI., Develop a web-based platform for collateral management, incorporating industry best practices and regulatory requirements., Provide real-time reporting and analytics capabilities for informed decision-making and auditing processes., Enhance user experience through intuitive interface and workflow optimisation., Reporting and analytics., Workflow management and automation., Integration with existing systems and platforms.
Accomplishments
- Received Circle of Excellence Award for outstanding performer of the March 2022 month.
- Received Circle of Excellence Award as Team Member for outstanding Team Performance in
a quarter ending July 2022 by delivering the highest count of client turnaround in Onboarding
and Loan Disbursement. - Nominated for Standard Chartered Recognitions Awards, 2019 for exemplary work throughout the year.
- Received the Spot Award of March 2017 month for effective working and excellent work ethics.
Languages
Marathi
First Language
Hindi
Proficient (C2)
C2
English
Proficient (C2)
C2
Timeline
Associate
Standard Chartered Bank
01.2018 - Current
Deputy Manager
Yes Bank
01.2017 - 01.2018
Assistant Manager
IndusInd Bank Limited
08.2014 - 01.2017
Assistant Manager
Standard Chartered Bank
12.2012 - 08.2014
MIS Officer
Kotak Mahindra Bank
09.2011 - 12.2012
MBA - Finance
ITM University
M.Com - Banking And Financial Support Services
Mumbai University
B.Com - Banking And Financial Support Services
N E D Ratnam College of Arts, Science And Commerce
12th -
Maharashtra
10th -
Maharashtra
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