Summary
Overview
Work History
Education
Skills
Timeline
Generic

Jhanavi VP

Quality Assurance Officer
Bangalore

Summary

Banking and Operations professional with 7+ years of experience in international banking operations and including 2+ years in people leadership. Results-driven Quality Assurance professional and have experience in mortgage underwriting, banking operations, and risk analysis within the financial services sector. Proven track record in delivering data-driven insights, reducing operational errors by 20%, and improving customer satisfaction by 30% through effective quality frameworks and process optimization.

Experienced in conducting root cause analysis, quality audits, and compliance monitoring, with strong exposure to underwriting processes and risk-based decision-making. Recently upskilled in Advanced Excel, Power BI, and SQL, with hands-on experience in building dashboards, analyzing trends, and generating actionable business insights.

Recognized for strong analytical thinking, stakeholder collaboration, and team leadership, including training 50+ hires and improving team performance by 25%. Now seeking to leverage combined expertise in quality assurance and data analytics to drive business intelligence and operational excellence.

Overview

7
7
years of professional experience
1
1
Certificate

Work History

Quality Assurance Analyst

One Savings Bank
Bengaluru, India
04.2023 - 02.2025

Support the QA Team Lead in managing day-to-day quality assurance operations and ensuring adherence to defined standards. Oversee daily QA operations, including case reviews, audits, and feedback mechanisms. Handling team responsibilities in the absence of the Team Lead. Act as the point of contact for quality-related escalations. Assist in planning and executing quality control strategies and audit schedules. Provide guidance, training, and real-time feedback to QA analysts and operations teams. Assist in onboarding and upskilling team members to improve quality performance. Monitor team productivity and support in achieving KPIs and SLAs.

• Perform case audits, call monitoring, and file reviews to ensure accuracy and compliance. Identify defects, highlight trends, and support root cause analysis (RCA). Ensure consistent application of quality scorecards and evaluation criteria.

• Strong analytical ability to identify risks and propose mitigation strategies. I have excellent contract drafting and negotiation skills.

• Assisted in risk assessments and compliance audits for underwriting processes. Prepared process manuals for the risk mitigation process.

• Promoted to Senior Analyst, responsible for internal quality checks, daily reporting, and team support, leading to a 20% reduction in errors over the past 12 months.

• Conducted quality evaluations to identify process gaps, prepared Root Cause Analysis (RCA), and implemented process improvements, resulting in a 30% increase in customer satisfaction.

• Provided constructive feedback, documented findings, and designed solutions to reduce errors and improve customer service, which contributed to a 25% improvement in team performance.

• Trained over 50 new hires, facilitated team meetings, and coordinated fun activities as part of the Employee Social Responsibility (ESR) initiative, leading to a 15% improvement in team morale.

Senior Mortgage Underwriter

One Savings Bank
Bengaluru, India
03.2021 - 04.2023

Lead and manage end-to-end bridging loan processing, from application intake to completion. Supervise a team of underwriters/processors to ensure timely case progression and SLA adherence. Supported team leadership in managing day-to-day banking operations, ensuring workflow efficiency. Build strong relationships with internal and external stakeholders to improve turnaround times (TAT). Handled escalated customer issues and ensured timely resolution within defined SLAs. Designed and delivered training programs for new joiners to improve system proficiency and service quality. Executed risk management pilot initiatives to reduce operational risk exposure while promoting strong team collaboration and employee engagement. Managed the team with TL absence with weekly and monthly reporting.

• Supported Team Leadership in managing day-to-day operations, workflow efficiency.

• Handled escalated customer issues, ensuring resolution within defined SLAs.

• Played a key role managing the team and in delegation of work. Also played a key role in new process improvement and in migration of new process.

• Designed and delivered training programs for new joiners, improving system proficiency and service quality.

• Executed risk management pilot initiatives, reducing operational risk exposure.

• Promoted strong team collaboration and engagement.

Mortgage Analyst

One Savings Bank
Bengaluru, India
05.2018 - 02.2021

Manage day-to-day administration of active mortgage accounts. Managed process like, Accounts maintenance, redemption, term extension and reduction, transfer of equity, capital calculation and change of company ownership. Ensure accurate account updates in internal systems.

· Strong analytical and problem-solving skills

· Knowledge of UK mortgage regulations

· Attention to detail

· Customer service mind-set

· Proficiency in Excel and financial systems

Teller

Kotak Mahindra Bank
Bengaluru, India
10.2017 - 03.2018

• Served as a cashier at the front desk, handling an average of 100+ customer transactions per day, ensuring quick resolution of queries and maintaining a high level of customer satisfaction.

• Assisted in resolving 98% of customer queries on the spot, enhancing retention and reducing wait times.

Education

Data Analyst - Data Analyst

NICT
Bengalore
04.2001 -

Bachelor of Commerce - Finance And Accounts

PES
04.2001 -

Skills

Operational risk management

Root cause Analysis

People Leadership

Coaching & Mentoring

SLA/KPI Monitoring & Performance Reporting

Operational Process Reviews

Data Analyst

Timeline

Data Analyst

12-2025

Quality Assurance Analyst

One Savings Bank
04.2023 - 02.2025

Senior Mortgage Underwriter

One Savings Bank
03.2021 - 04.2023

Mortgage Analyst

One Savings Bank
05.2018 - 02.2021

Teller

Kotak Mahindra Bank
10.2017 - 03.2018

Data Analyst - Data Analyst

NICT
04.2001 -

Bachelor of Commerce - Finance And Accounts

PES
04.2001 -
Jhanavi VPQuality Assurance Officer