Jomin Varghese
Navi Mumbai
Summary
Multi-talented highly effective at utilizing diverse financial expertise to take on challenging objectives and achieve remarkable results. Ambitious , desiring to help companies get more money owed using tried and true tactics that work effectively. Eager to take on high-volume operations in the industry. Goal-driven Collections helps reduces delinquencies and mitigate risks. Prepared to bring profitable numbers in coming years with my in -depth experience, to support company needs.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Branch Receivables Manager
Cholamandalam Investment & Finance Company
09.2024 - Current
- Negotiated favorable payment terms with clients experiencing financial difficulties, preserving valuable business relationships while securing outstanding payments.
- Currently handling BKT X effectively .
- Provided training and mentorship to new hires in the accounts receivable department, ensuring consistent levels of expertise across the team.
- Developed strategic plans for day-to-day financial operations.
- Consistently exceeded branch collection targets by closely monitoring team performance, providing coaching and guidance when needed.
- Improved branch collection efficiency by implementing innovative strategies and closely monitoring team performance.
- Conducted regular performance evaluations of team members, identifying areas for improvement and providing constructive feedback.
- Mentored junior staff members on effective negotiation techniques, resulting in increased successful payment arrangements with customers in arrears.
Branch Recovery Manager
Primal capital and housing finance limited
Kharghar
10.2018 - 08.2024
- Contacted customers to discuss late payments and options for remitting amounts due.
- Managing Housing loan Collection of BKT 1 ,2, 3 Field( Navi mumbai)
- Trained and mentored new employees on collection methods, documentation requirements and performance strategies.
- Monitored payments due from clients and promptly contacted clients with past due payments.
- Processed payments and applied to customer balances.
- Contacted customers to collect outstanding payments via one-time or negotiated installment methods.
- Contacted clients with past-due payments and actively monitored payments due from clients.
- Established procedures for collection of past due amounts.
- Worked with legal resources and recovery teams to manage default issues.
- Generated and distributed current statements to customers.
- Oversaw daily posting of payments to customer accounts.
- Researched accounts and completed due diligence to resolve collection problems.
- Conducted investigations of customer accounts and payment histories.
- Documented interactions in computer database and updated information.
- Visited premises of customers to directly collect payments.
- Followed prescribed scripts and maintained friendly but firm attitude with full knowledge of contractual requirements and legal remedies.
- Researched and resolved accounts payable discrepancies.
- Successfully implemented new technologies and process automations to encourage continuous improvement.
Education
POST GRADUACTION PROGRAM IN FINANCIAL SERVICES - Finance
ITM TECHNOLOGY AND MANAGEMENT
Kharghar10.2018
HIGHER SECONDARY CERTIFICATION - HSC
ST John The Baptist High School And Junior College
THANE06.2014
SECONDARY SCHOOL CERTIFICATION - SSC
ST John The Baptist High School And Junior College
THANE06.2012
Skills
- Motivational Techniques
- Critical Thinking
- Leadership
- Negotiation
- Time management
- Problem Anticipation and Resolution
- Quarterly Reviews
- Performance Strategies
- Collection Calls
- Prioritizing and Planning
Certification
Leadership and team development (IBM Germany)
Risk Management (IBM Germany)
Excel certification (Simplilearn)
Timeline
Branch Receivables Manager
Cholamandalam Investment & Finance Company
09.2024 - Current
Branch Recovery Manager
Primal capital and housing finance limited
10.2018 - 08.2024
POST GRADUACTION PROGRAM IN FINANCIAL SERVICES - Finance
ITM TECHNOLOGY AND MANAGEMENT
HIGHER SECONDARY CERTIFICATION - HSC
ST John The Baptist High School And Junior College
SECONDARY SCHOOL CERTIFICATION - SSC
ST John The Baptist High School And Junior College
Similar Profiles
SARAVANAN MURUGESANSARAVANAN MURUGESAN
Regional - Area Sales & Receivable Manager at Cholamandalam Investment & Finance CompanyRegional - Area Sales & Receivable Manager at Cholamandalam Investment & Finance Company
Shubham SwetankShubham Swetank
Branch Credit Operations Manager at Cholamandalam Investment & Finance CompanyBranch Credit Operations Manager at Cholamandalam Investment & Finance Company
Amit RatheeAmit Rathee
Branch Credit Operations Manager at Cholamandalam Investment & Finance Company Limited (Home Loans)Branch Credit Operations Manager at Cholamandalam Investment & Finance Company Limited (Home Loans)