Jyoti Chaudhary
Bengaluru
Summary
Manager –Credit, Risk, Portfolio Execution Team, 15+ years of Exp with Chief Risk Office. I am looking forward to expand myself with a leading Org. /critically important team where I can collaborate with dynamic/dedicated people who can help me to excel further and realize my optimum leadership potential. In that direction, I am committed to work with risk topics like Credit, Lending , BCBS239, credit controls, assurance reviews and regulatory diligence initiatives leading to value creation and drive top Org. goals.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Associate Operations Manager [Portfolio Execution]
Wells Fargo
05.2023 - Current
- Leadership and Team Management :Leading a team of 15 commercial loan closing analysts indicates that this role involves managing a group of professionals.
Responsibilities include hiring, mentoring, and retaining top talents within the team. - Compliance and Risk Management: My role ensures compliance with bank policies, procedures, and regulatory requirements alongside critical credit risk governance aspects. I review and drive customer compliance with terms and conditions (such as covenants, MIS, and regulatory requirements) as per the loan agreement is essential.
● Workflow management. I manage and support smooth processes and adherence to guidelines.
● Delivery and Stakeholder Management: I continuously collaborate with the credit and sales team to ensure timely delivery of products and facilities to customers.
● Stakeholder management- involves communication with both onshore and offshore teams which include Product owners, credit risk leads, credit technology teams.
IAM Onboarding, Team Manager
Barclays
10.2022 - 04.2023
- This role was part of Women in Technology program where I had a opportunity to work as Global Onboarding Recertification Team Lead.
● Team Leadership and Global Support :Lead a team providing global support across APAC, UK, and US.
● Managed and coordinated activities around Recertification processes and administered and managed the end-to-end annual access review process within the Recertification toolset.
● Reporting and Metrics: Prepare weekly and monthly reporting metrics for internal teams and management.
● Collaborated with recertification/application owners to ensure their applications meet the recertification deadlines with clear guidance.
● Data Analysis to ensure feeds from various sources to the recertification tool set are intact and up-to-date. Ability to identify any gaps, inaccurate or outdated feed information.
Credit Risk & Security Analyst- Assistant Manager
Barclays
10.2018 - 09.2022
- Supported the team members through continuous development to drive effective performance Reviewing Grading, Resourcing financials from relationships directors as well as Review security documents.
- Provided leadership and management oversight and resolutions to issues Lead analysis of new initiatives and continuous improvement for building and optimizing operational processes to increase accuracy and speed and improving cost efficiencies.
- Managed key projects across departments and ensuring timely execution Creation of data packs, management decks for presentation to stakeholders Assess training needs of the employees and developing, designing and conducting regular training and orientation sessions for update on policies, procedures, products, systems and transactions.
- Capacity planning, identied staffing needs and end to end recruitment and training supported. Conducted periodic employee engagement activities in collaboration with Corporate Engagement Team.
Credit Support Analyst
Barclays
05.2014 - 09.2018
- Ensured flow of data underneath all of analytics is accurate
- This includes ensuring accuracy on all deal related documents in timely manner for Annual reviews to provide assurance on Completeness, Accuracy and Timelines of Credit Data Quality.
- Interface with Loan servicer/ Controllers / Operations/ Risk and other relevant teams to ensure capture of all relevant data point/ accuracy flow to relevant systems Managed and created data related quality control checks for internal databases and provide resolution through analytic research.
Digital Banker, Change Advisory
Barclays
07.2011 - 04.2014
- Educating Branch, Premier and Business Managers about Digital Banking changes and updates in relations
- To their client records/accounts plus collaborate on digital onboarding acceleration
- Contributed towards a healthy NPS score and positive validation among external stakeholders
- Driven digital trainings and awareness program among customers and colleagues as Digital Eagle
- Increased Compliance of FCA guidelines and TCF (treating customers fairly) principles.
Associate
Genpact
08.2009 - 05.2011
- Assisting customers by educating on credit reporting and Delinquency
- Supported in maintaining process metrics and achieving target driven goals.
Education
Masters in Commerce - Commerce
Vikram University
01.2004
Bachelors of Commerce - Commerce
Vikram University
01.2002
Skills
- Credit Compliance
- Credit Risk Reporting
- Data Management
- Data Governance
- Reporting and MI
- Access Management
- Identity Governance and Administration
- Privileged Access Management
- Risk and Controls
- Strategic planning
- Project Management
- Operations management
- MS Office
- SQL (Learning - Beginner)
- Python (Learning- Beginner)
Certification
- ISO27001 Lead Auditor
- IRM Risk Passport
- CISA Trained ( Pluralsight )
- CISM Trained ( Pluralsight )
Additional Information
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Timeline
Associate Operations Manager [Portfolio Execution]
Wells Fargo
05.2023 - Current
IAM Onboarding, Team Manager
Barclays
10.2022 - 04.2023
Credit Risk & Security Analyst- Assistant Manager
Barclays
10.2018 - 09.2022
Credit Support Analyst
Barclays
05.2014 - 09.2018
Digital Banker, Change Advisory
Barclays
07.2011 - 04.2014
Associate
Genpact
08.2009 - 05.2011
Masters in Commerce - Commerce
Vikram University
Bachelors of Commerce - Commerce
Vikram University
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