JYOTI PAREKH

Key Result Areas

• Analyzed mortgage loan applicants' financial status, credit, and property evaluations to determine loan feasibility.
• Appraising and recommending high-value, complex transactions to the risk team for sanction in the required format and defined Raacs.
• Managed a diverse loan portfolio while adhering to strict credit quality standards and regulatory guidelines of mortgage loan applications for the west and central regions, including Mumbai, Pune, and Ahmedabad.
• Responsible for all performance management activities, including supervision, goal setting, ongoing performance communication, employee engagement, development, review, and mentoring.
• Liaising between sales, credit officers, and vendor units for completion of all necessary verifications, reports, and approvals to ensure efficient loan processing within TAT parameters.
• Aid in the conduct of audits (internal/external) and help in the closure of points to satisfaction without any adverse comments.

• Analyzed a large volume of data to identify patterns, trends, and correlations on major traded commodities, including bullion, base metals, minerals, energy, and oilseeds.
• Prepared detailed reports summarizing research findings and recommendations for further action regarding commodities and changes taking place in the Exchange Space for competition analysis.