Jyotisundar Jaiswal
Credit Manager
Bengaluru,KA
Summary
Results-driven banking professional with a strong background in credit assessment, portfolio management, and customer-focused solutions. Seeking a challenging position to utilize expertise in comprehensive banking assessments and credit underwriting while delivering exceptional service and maintaining high-quality portfolios.
Overview
6
6
years of professional experience
2020
2020
years of post-secondary education
1
1
Certification
Work History
Credit Manager
Edgro(Propelld)
05.2022 - Current
- Evaluate credit eligibility for loan applicants seeking online/offline course financing by analyzing financial documents, credit reports, and other relevant information.
- Make informed approval decisions for various institutes based on established credit guidelines and risk assessment, while maintaining a high level of accuracy and efficiency.
- Monitor and track loan performance, identifying potential delinquencies or defaults and implementing proactive measures to mitigate risk and maximize portfolio quality.
- Applied advanced analytics techniques to assess customer creditworthiness, enabling better decision-making regarding lending terms or collateral requirements.
- Maintained open lines of communication with other departments to ensure timely resolution of account discrepancies or billing errors.
SPS Associate
Amazon
01.2021 - 04.2022
- Provided direct support to UK premium sellers, addressing queries and issues via email and internal tools.
- Developed expertise in Amazon's seller support policies and procedures, efficiently resolving seller concerns and ensuring a positive customer experience.
- Collaborated with cross-functional teams to escalate and resolve complex seller issues, contributing to overall seller satisfaction and retention.
Associate Accountant
ETC Management Services
06.2019 - 06.2020
- Managed company bank accounts using Microsoft Dynamics ERP and SAP, ensuring accurate recording and reconciliation of financial transactions.
- Supported month-end and year-end closing processes, assisting with financial statement preparation and analysis to facilitate decision-making and regulatory compliance.
- Conducted regular audits of financial data and transactions to identify discrepancies and ensure compliance with accounting standards and regulations.
Education
Bachelor Of Commerce - Finance
St. Joseph's College
Skills
Credit Underwriting
Certification
Research in Business, Conducting in-depth research projects analyzing market trends, consumer behavior, and competitive landscapes within various industries and utilizing research tools such as market survey platforms, and data visualization software to collect, analyze, and present research findings effectively.
Skills
- Documentation and Reporting
- Communication & Interpersonal Skills
- Attention to detail
- Credit Risk Analysis
- Problem Solving
- Team Handling
- Microsoft Office (Word, Excel, PowerPoint) & Windows
Timeline
Credit Manager
Edgro(Propelld)
05.2022 - Current
SPS Associate
Amazon
01.2021 - 04.2022
Associate Accountant
ETC Management Services
06.2019 - 06.2020
Bachelor Of Commerce - Finance
St. Joseph's College
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