Rahul Sharma
Kasar Credit and Capital Private Limited
Gurgaon
5
years of professional experience
Detail-oriented credit manager with over 5 years of experience in loan underwriting and credit risk evaluation. Proven track record in enhancing financial processes and maintaining regulatory compliance. Expertise in improving approval workflows and driving customer satisfaction.
Work History
Credit Manager
2 Months- Analyzed financial statements for comprehensive risk evaluation, informing lending strategies.
- Evaluated customer creditworthiness through financial reports and payment histories, supporting responsible lending practices.
- Conducted credit assessments to evaluate customer loan eligibility, enhancing decision-making processes.
- Reviewed accounts for fraud detection and non-payment issues.
- Evaluated business practices and loan procedures to identify risks and formulate mitigation strategies.
- Conducted regular training sessions on credit management for staff development.
Asistant Team Lead
2 Years 6 Months- Supported team lead in coordinating daily operations and managing workflow to enhance team efficiency.
- Partnered with internal teams to streamline application handling processes, improving overall response times.
- Conducted documentation review and risk analysis for credit processing to ensure compliance and accuracy.
- Reviewed credit requests to verify client eligibility and assess credit positions.
- Maintained accurate records and reporting for audits and internal use.
- Supported policy compliance efforts by ensuring adherence to regulations.
- Mentored new employees on company procedures to enhance training initiatives.
- Documented team activities and operational procedures for future reference.
Senior Executive Officer
10 Months- Coordinated interdepartmental efforts to streamline processing steps, improving overall workflow and reducing turnaround time.
- Identified process gaps, implementing solutions for operational improvements.
- Reviewed business loan applications and documentation, ensuring compliance with regulatory standards to mitigate risk.
- Collaborated with team members, achieving and surpassing target results through shared accountability and commitment.
Loan Processing Executive
1 Year 2 Months- Provided end-to-end support to customers during the loan cycle.
- Facilitated communication between clients and banking partners, streamlining loan processing.
- Coordinated personal loan applications, enhancing customer experience and satisfaction.
- Kept organisation in compliance with regulations and internal requirements.
- Evaluated reports and recommendations from subordinate leadership, supporting informed decision-making.
Education
Bachelor of Commerce
Senior Secondary
Skills
Credit underwriting
Credit analysis
Credit risk assessment
Financial statement analysis
Risk mitigation
Regulatory compliance
Loan processing
Microsoft Excel
Financial tools
Cross-functional collaboration
Team management
Customer management
Accomplishments
- Contributed to process improvements in the credit approval flow.
- Maintained documentation accuracy across all assigned files.
- Supported team initiatives to improve operational turnaround.
- Built strong relationships with internal departments and clients.
Languages
- Hindi
- English
- Hindi
Personal Information
- Hindi
- English
- Hindi
Timeline
Credit Manager
Kasar Credit and Capital Private Limited
03.2026 - 05.2026Read More
Asistant Team Lead
Rupee112
09.2023 - 03.2026Read More
Senior Executive Officer
IndiaLends
10.2022 - 08.2023Read More
Loan Processing Executive
Paisa Bazar
06.2021 - 08.2022Read More
Maharaja Ganga Singh University
Bachelor of Commerce
Read More
CBSE-Mohta Public School
Senior Secondary
Read More