K. RAJIV
Trichy
Summary
Proficient Trade Finance specialist with more than 8 years in export/import operations, emphasizing open account transactions, advance payments, collections, LC payments, and AML compliance, with a proven history of excellence across global banking networks.
Overview
8
8
years of professional experience
Work History
Senior Analyst
Societe Generale Global Solution Centre
Chennai
03.2024 - 05.2025
- Processing of export collection documents from the issuance stage to payment stage using IMEX and Digitrade applications.
- Authorization of export collection documents across all stages such as Issuance, Adjustments, Acceptance, Amendments and Payments after getting customer's clarification and compliance response in case of any queries or compliance hit and sanctions.
- Processing and authorization of payments received via Nostro, Nauplie and Loro payment methods.
- Checking of nacked swift messages periodically and resending the same with correct format.
- Providing cross training to the new members in the team.
Lead Analyst
Andor Tech India Pvt Ltd
Bangalore
05.2023 - 03.2024
- Processing of export collection documents using Filflan and Flexcube applications.
- Lodging of export collection documents by scrutiny and creating contracts for the transactions.
- Processing of documentary collections using Fircosoft and Flexcube applications in order to follow up with the standard AML and Sanctions procedure.
- Processing of contract created transactions into Flexcube application by applying charges and advices to the collecting bank.
- Sending swift to the collecting bank in case of customers' requests such as revised amount, change of collecting bank address etc. along with documents if provided.
- PROJECT: Flexcube 14X V Upgradation Project (OBDX, OBTFPM & OBTF for Mashreq Bank)
- Module: Trade Finance Conventional and Islamic Banking - Export and Import documentary collections.
Senior Associate
WNS Global Services Private Ltd
Chennai
03.2022 - 04.2023
- Handled Export LC payments via MT103 and MT202 and its sub activities.
- Processing for LC payments using TI plus for data inputs and FSK application for firco screening by abiding AML and Sanctions procedures.
- Monitoring the work queue, follow up activity, mail actions and tasks allocation.
- Processing of Transfer LC, Export LC Discounting payment based on Customer risk, Bank risk and Confirmed LC payments.
- Processing of Claim reimbursement and Direct reimbursement payments.
- Settlement of discounted payments on the due date.
Trade Executive
HSBC Electronic Data Processing India Pvt Ltd
Chennai
03.2017 - 01.2022
- Handling of Import Collections, Import open account, Advance payment, ACU payments and Merchanting trade.
- Dealing with treasury rates booking and reconciliation for the same.
- Delivering transactions with an accuracy without breaching the SLA (Service level Agreement) and TAT (Turn Around Time) especially priority clients.
- Handling the non-core activities which will be a key role in the start and end of the day.
- Processing of all transactions by strictly adhering towards AML and Sanctions procedure.
- Giving KT to new members in the team.
- Monitoring the follow up activity with mailbox monitoring.
- Reconciliation activities: Tracer activities in collections investigations.
- SWIFTS: Familiar with Message Types such as MT103, MT202 and other related swifts.
Education
PG - MBA - HR and Marketing
Sri Sairam Institute of Technology
Chennai01.2017
UG - BCA - Bachelor of Computer Applications
Bishop Heber College
Trichy01.2015
Higher Secondary -
Sri Mahabharathi Hr-Sec School
Namakkal01.2012
Senior Secondary -
Sri Vidya Mandir Matric Hr-Sec School
Dharmapuri01.2010
Skills
- SWIFT messaging
- AML compliance
- Process improvement
- Problem solving
- Possess knowledge in URC and UCP articles
In Own Will
- Guide the team with process updates and assist the team to be consistent on their quality.
- Getting cross trained in different processes and supporting during high volumes and contingent times.
Languages
Tamil
First Language
English
Proficient (C2)
C2
French
Beginner
A1
Hindi
Intermediate (B1)
B1
German
Beginner
A1
Timeline
Senior Analyst
Societe Generale Global Solution Centre
03.2024 - 05.2025
Lead Analyst
Andor Tech India Pvt Ltd
05.2023 - 03.2024
Senior Associate
WNS Global Services Private Ltd
03.2022 - 04.2023
Trade Executive
HSBC Electronic Data Processing India Pvt Ltd
03.2017 - 01.2022
PG - MBA - HR and Marketing
Sri Sairam Institute of Technology
UG - BCA - Bachelor of Computer Applications
Bishop Heber College
Higher Secondary -
Sri Mahabharathi Hr-Sec School
Senior Secondary -
Sri Vidya Mandir Matric Hr-Sec School