Summary
Overview
Work History
Education
Skills
Timeline
Generic

KALYAN SAI GADIREDDY

Bangalore

Summary

A highly motivated and passionate individual with a strong foundation in commercial banking operations. Seeking to leverage my analytical skills, process optimization experience, and industry knowledge to contribute to a dynamic organization in the banking and financial services sector, while continuing to grow through continuous learning and collaboration.

Overview

4
4
years of professional experience

Work History

Operational Analyst

JP MORGAN CHASE
Bangalore
10.2023 - Current

Roles and Responsibilities:

  • Currently, I am part of the Nostro Reconciliation team within Loan Servicing, ensuring accuracy and timely resolution of cash breaks and discrepancies.
  • Responsible for managing Nostro accounts, addressing exceptions, and processing paydowns, interest payments, and manual journal entries.
  • Prepare and publish End-of-Day (EOD), weekly review, and reconciliation reports, providing transparency and audit readiness.
  • Performing quality checks (QC) on all the loan transactions to ensure accuracy, compliance, and adherence to operational standards.
  • Acted as a point of contact for resolving internal and external queries related to externally agented deals, and servicing-related queries.
  • Demonstrated ability to thrive in team-oriented environments, contributing to collaborative problem-solving, and continuous process improvements.
  • Liaising with the onshore governance team to ensure all deliverables and operational activities meet defined Service Level Agreements (SLAs), and compliance standards.

Team Member

JP MORGAN CHASE
Bangalore
04.2022 - 10.2023

Roles and Responsibilities:

  • Manage loan servicing operations for Asset-Based Lending (ABL), ensuring timely and accurate processing across various deal structures.
  • Proficient in Loan IQ, with hands-on experience handling advances, paydowns, repricings, interest and fee transactions, and exception transactions in both agented and externally agented deals.
  • Liaised with agent banks to obtain accurate data for timely reflection in internal systems, and to maintain transactional integrity.
  • Resolved client and lender queries in the Agented Portfolio, and was recognized for effective issue resolution and client servicing.
  • Mentored and trained new team members in EAD funding procedures and agented transaction handling, fostering team growth and knowledge sharing.
  • Act as the primary point of contact ("go-to" person) for team support on Agented queries, Nostro reconciliation, and EAD funding-related issues.
  • Collaborate closely with internal and external stakeholders to optimize process efficiency and drive best-in-class business outcomes.

Consultant

IMARTICUS LEARNING PVT LTD
Bangalore
08.2021 - 04.2022

Roles and Responsibilities:

  • Supported Asset-Based Lending (ABL) operations as part of the Agented Deal servicing team, ensuring accurate and timely transaction processing.
  • Processed manual payments, ZBA (Zero Balance Account) transactions, and manual funds flows, while actively monitoring cash dominion accounts to maintain liquidity and compliance.
  • Contributed to the successful migration from the legacy ABLE system to Loan IQ, providing insights on operational requirements, testing, and transition support.

Education

Bachelor of Arts - B.Com - Bachelor of Commerce(Computer Application)

Vikrama Simhapuri University
Nellore, India
05-2019

Skills

  • Nostro reconciliation
  • Loan IQ
  • Cash management
  • Quality control
  • Regulatory compliance
  • Teamwork and collaboration

Timeline

Operational Analyst

JP MORGAN CHASE
10.2023 - Current

Team Member

JP MORGAN CHASE
04.2022 - 10.2023

Consultant

IMARTICUS LEARNING PVT LTD
08.2021 - 04.2022

Bachelor of Arts - B.Com - Bachelor of Commerce(Computer Application)

Vikrama Simhapuri University
KALYAN SAI GADIREDDY