A SUBRAMANIYA AVINASH
Chennai
Summary
Dynamic banking professional with 10 years of experience in core banking operations, investment banking, and corporate banking. Proven expertise in Loan IQ, ACBS, and process improvement initiatives. Skilled in managing large portfolios, ensuring compliance, and delivering operational excellence. Recognized for leadership, SME contributions, and efficiency enhancements, reducing TAT and FT.
Overview
10
10
years of professional experience
Work History
Assistant Manager
Barclays
Chennai
09.2022 - Current
- Led event fee remediation across 61 facilities, improving client satisfaction and operational accuracy.
- Organized and hosted a high impact town-hall, fostering transparent communication and team engagement.
- Proactively raised and addressed issues during daily huddles, ensuring accountability and process clarity.
- Owned DI monitoring and partnered with UK counterpart post-handover to maintain compliance.
- Delivered ACBS overview sessions for Debt Service and PCSL case managers, promoting peer learning and knowledge sharing.
- Spearheaded a DI reduction project, leading a team of four to decrease DI numbers from 3,000 to under 100.
- Developed and implemented process improvement initiatives to prevent DI occurrences.
- Actively participated in SME/Verifier Weekly Club, sharing real-case scenarios and driving process discussions.
- Volunteered for weekend ACBS/GBS penny testing and supported Target Operating Model (TOM) deliverables.
- Contributed to Deal Closing / In-Life Operations Proof of Concept, enhancing operational efficiency.
- Trained AMs on the facility built under LIQ, strengthening team capabilities.
- Delivered nine cross-training sessions on in-life amendments to broaden team expertise.
- Managed new joiner training plans, ensuring onboarding effectiveness.
- Supported TOM changes and prepared for Business Impact Analysis (BIA) audits.
Senior Analyst
Barclays
11.2021 - 09.2022
- Reviewed and analyzed credit agreements in compliance with LSTA and LMA guidelines, ensuring accuracy and regulatory adherence.
- Performed four-eye checks for Corporate and Investment Banking facilities within internal systems to maintain data integrity.
- Set up new facilities and processed amendments based on letters of variation, ensuring alignment with the latest agreement clauses.
- Oversaw Day 1 funding documentation, coordinating with legal firms to obtain undertaking letters in case of delays, and ensuring timely funding.
- Collaborated with Closers and Middle Office teams to confirm receipt of all required documentation before trade execution.
- Maintained and reported migration data to stakeholders through weekly and monthly dashboards, ensuring transparency and timely updates.
- Followed up with the Middle Office and Relationship Directors to resolve missing information and process amendments efficiently.
- Identified and addressed root causes of backlog cash breaks, driving resolution through cross-functional collaboration.
- Actively contributed to Risk-Free Rate (RFR) migration, educating team members on processes and best practices.
Specialist
State Street HCL Services
04.2021 - 11.2021
- Supported investment banking operations and compliance reporting.
Deputy Manager
IDFC First Bank
05.2020 - 04.2021
- Managed corporate banking portfolios and client relationships.
Analyst
Wipro Ltd (Barclays Bank)
09.2018 - 03.2020
- Set up facilities under Investment Banking (IB) and Corporate Banking (CB) portfolios in ACBS, ensuring accuracy and compliance.
- Maintained turnaround time (TAT) adherence, delivering timely and efficient processing.
- Booked deals across bilateral, agency, participation, and trade structures, ensuring proper documentation and execution.
- Managed maintenance and structuring for 500+ deals and 1,000+ loans, including processing loan activity notices, managing cash flows, and monitoring past dues and exceptions.
- Prepared and distributed weekly status updates to agents for multiple deals, ensuring transparency and timely communication.
- Executed monthly checklist processes, safeguarding the integrity of month-end data and reporting.
- Updated and maintained the client contact database, enabling efficient communication and compliance with federal regulations.
Relationship Manager (Assistant Manager)
RBL Bank Ltd
02.2016 - 09.2018
- Handled retail banking operations and client acquisition.
Value Banker (Senior Officer)
ICICI Bank Ltd
07.2015 - 02.2016
- Managed customer portfolios and cross-selling of banking products.
Education
BBA -
Patrician College of Arts and Science
Chennai01.2015
12th -
Sri RKM Matric HR Sec School
Chennai01.2012
10th -
Sri RKM Matric HR Sec School
Chennai01.2010
PGDBO – Post Graduate Diploma -
IFBI
Skills
- Loan IQ and ACBS operations
- Investment banking and corporate finance
- Data integrity and compliance
- Process improvement and automation
- Team leadership and training
- Reporting and BI dashboard creation
- Deal structuring
- Operational efficiency
- Risk assessment
- Effective communication
- Time management
- Decision making
- Workload management
- Multitasking and organization
- Team building and motivation
Accomplishments
- Recognized in multiple town halls for outstanding performance.
- Delivered process improvements, reducing overall turnaround time.
- Successfully led a team to clear backdated data integrity breaks.
Disclaimer
I hereby declare that the information furnished above is true to the best of my knowledge.
Languages
- English
- Tamil
- Telugu
Personal Information
- Date of Birth: 11/06/94
- Nationality: Indian
- Marital Status: Single
Languages
English
Proficient (C2)
C2
Tamil
Proficient (C2)
C2
Telugu
Intermediate (B1)
B1
Timeline
Assistant Manager
Barclays
09.2022 - Current
Senior Analyst
Barclays
11.2021 - 09.2022
Specialist
State Street HCL Services
04.2021 - 11.2021
Deputy Manager
IDFC First Bank
05.2020 - 04.2021
Analyst
Wipro Ltd (Barclays Bank)
09.2018 - 03.2020
Relationship Manager (Assistant Manager)
RBL Bank Ltd
02.2016 - 09.2018
Value Banker (Senior Officer)
ICICI Bank Ltd
07.2015 - 02.2016
BBA -
Patrician College of Arts and Science
12th -
Sri RKM Matric HR Sec School
10th -
Sri RKM Matric HR Sec School
PGDBO – Post Graduate Diploma -
IFBI