Summary
Overview
Work History
Education
Skills
Certification
Personal Information
Languages
Work Preference
Timeline
Generic
Kanimozhi Pandian
Open To Work

Kanimozhi Pandian

Chennai

Summary

Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationshipbuilding skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and moralebuilding abilities to enhance employee engagement and boost performance.

Overview

1
1
Certification
2
2
years of post-secondary education
10
10
years of professional experience

Work History

Deputy Manager

Axis Bank
06.2022 - 04.2026
  • Customer Interaction: Manage daily walk-ins of 40–50 customers, providing comprehensive resolutions for loan-related queries.
  • Escalation Management: Oversee Nodal, BO, and MD complaints across various locations, ensuring all actions are taken within defined Turnaround Times (TAT) to achieve customer satisfaction.
  • Training & Communication: Lead regular MS Teams sessions to roll out new processes, address location queries, and reiterate existing protocols.
  • Performance Tracking: Review organizational parameters to ensure comprehensive performance scoring and alignment with corporate goals.
  • Quality Audits: Conduct local service quality audits at all locations to verify adherence to defined processes and standards.
  • Workflow Optimization: Monitor service request TATs and resolve discrepancies to ensure smooth, uninterrupted processing.
  • Quality Assurance: Execute rigorous quality checks for every service request raised at the location level.
  • NPS Improvement: Drive high Net Promoter Scores (NPS) by analyzing feedback, identifying "Detractor" trends, and providing targeted training to the service team.
  • Strategic Collaboration: Partner with the central team to suggest and implement process improvements that enhance the overall user experience.
  • Team Motivation: Nominate high-performing staff for awards and recognitions to boost morale and performance.
  • SOP Management: Periodically review Standard Operating Procedures (SOPs) and implement necessary changes to improve efficiency.
  • Digital Transitions: Oversee the immediate trigger of automated E-Mandate activation links in the event of physical NACH mandate rejections to ensure continuous repayment cycles.
  • Document Handover: Manage the end-to-end journey of returning original security documents to borrowers following full loan closure and verification of zero dues.
  • MODT Cancellation: Coordinate with empanelled lawyers and vendors for the formal execution and registration of Memorandum of Deposit of Title Deed (MODT) discharge deeds.
  • Compliance & Reporting: Track and dispatch post-disbursement documents to the Head Office (HO) while maintaining reports on empanelment status and registration/cancellation progress.

Senior Assistant Help Desk Technician

DXC Technology
08.2021 - 05.2022
  • Answers help desk through BMC portal like service request online for assigned accounts and responds to customer inquiries to ensure branch needs are met.
  • Assists branch in resolving technical problems on assigned by providing guidance regarding software and hardware problems.
  • Resolves and/ or refers more complex technical problems through a defined escalation process.
  • Follows up with branch to ensure that their inquiries are resolved within the contracted or agreed upon time frame.
  • Logs and tracks inquires using a problem management database and maintains history records and related problem documentation.
  • Identifies, evaluates, and prioritizes customer problems and complaints to ensure that inquires are resolved appropriately.

Customer Service Officer

Axis Bank
Mumbai
11.2017 - 10.2019
  • Customer service Officer in Mumbai Nov 2017 - Oct 2018 Backend Work Account opening, Online Service request Form within TAT completion.
  • Addition and Deletion process, Signature addition and Deletion Process, I-leverage Deletion Process within TAT completion.
  • DVU activities - Would be responsible for acceptance, scrutiny, verification of KYC and other documents for account opening under different product of CASA/ FD.
  • Other responsibilities - Maintenance & safe keeping of records / files of pertaining to the unit.
  • Responsible for error free smooth operations delivery & audit compliance.
  • For account opening addition / deletion of customer, Signature Addition / deletion of customers.
  • Managing QOC of account opening.
  • To verify the documents/ forms for opening accounts.
  • Handling banking system, Filing of End of day(EOD) Reports.
  • Responsible for high quality service, Queue Management & Backend Audit & compliance.
  • Customer Service Officer (Nov 2018 - Oct 2019) Customer Service Officer - CSO is one of the integral positions in the Loan centre RAC Operations Team.
  • CSO is primarily responsible for timely processing of bank transactions like Cheques ensuring timely resolution of customer queries and improving customer service levels.
  • Handling Nodal complaint, BO complaint and MD complaint Reverting mail based upon TAT period.
  • Responsible for providing best in class customer service experience to the Wealth & Priority Banking customers of both, domestic and Non-Resident background.
  • Helping the customers with their investment related transactions.
  • Responsible for monitoring customers for maintaining predefined eligibility criteria.
  • Improving contact ability as well as the sale of cross-sell products like Loan Products.

Marketing Executive

KSHETRA CONSULTANCY SERVICE PVT.LTD
09.2016 - 04.2017
  • DEMAT ACCOUNT, SAVING ACCOUNT OPENING, 54EC CAPITAL GAIN BOND, MUTUAL FUND, GOVERNMENT BOND OF INDIA

Education

B.Tech/B.E. -

Annamalai University
Chidambaram

XlIth - English

Sri Jadavbai Nathmal Singhvee Jain Vidhyalaya Matr High Schl
Chennai
06.2008 - 04.2009

Xth - English

Sri Jadavbai Nathmal Singhvee Jain Vidhyalaya Matr High Schl
Chennai
06.2006 - 04.2007

Skills

  • C
  • C
  • LINUX
  • HTML
  • XML
  • JAVA
  • DOTNET
  • Microsoft Excel Basic
  • Finnacle
  • Finnone
  • Trace
  • CAS
  • CRM
  • CMS

Certification

Type Writing, SL.No.: JR034958

Personal Information

Languages

Tamil
First Language
English
Advanced
C1
Hindi
Intermediate
B1

Work Preference

Job Search Status

Open to work

Work Type

Full Time

Location Preference

On-Site

Salary Range

₹51000/yr - ₹200000/yr

Timeline

Deputy Manager

Axis Bank
06.2022 - 04.2026

Senior Assistant Help Desk Technician

DXC Technology
08.2021 - 05.2022

Customer Service Officer

Axis Bank
11.2017 - 10.2019

Marketing Executive

KSHETRA CONSULTANCY SERVICE PVT.LTD
09.2016 - 04.2017

XlIth - English

Sri Jadavbai Nathmal Singhvee Jain Vidhyalaya Matr High Schl
06.2008 - 04.2009

Xth - English

Sri Jadavbai Nathmal Singhvee Jain Vidhyalaya Matr High Schl
06.2006 - 04.2007

B.Tech/B.E. -

Annamalai University
Kanimozhi Pandian