Summary
Overview
Work History
Education
Skills
Software
Cricket, Coding, Reading Book
Timeline
Generic
KAPILASH PRADHAN

KAPILASH PRADHAN

Credit Analyst | Front-End Developer
Bangalore

Summary

With professional knowledge, innovative skill and dedication towards work, I aspire to serve an organization to meet its motive with sincerity of purpose, devotion to duty and determination to succeed. Aim to occupy a responsible and challenging position and prove myself as an asset to the organization. Forward-thinking Credit Analyst with customer correspondence and credit analysis expertise. Offering more than 3 years of resolving credit disputes and making recommendations on bad debt accounts.

Overview

3
3
years of professional experience
3
3

Years of Degree

4
4
Language

Work History

Credit & Risk Analyst

OTO Capital
Bangalore
11.2021 - Current
  • Data verification of documents to activate
  • KYC Verification
  • Report Writing
  • CIBIL and Income analyst
  • Identification of data discrepancies
  • Check reconciliation and submission of cases assigned to lander for approval
  • To resolve issues related to activation processing
  • Assists with daily administrative mail operations
  • Multiplayer teamwork Underwriting
  • Developed credit models to assist in the credit decisioning process.
  • Analyzed creditworthiness of loan applicants and determined credit risk of loan requests.

Risk Analyst, Income analyst

Aditya Birla Group
07.2020 - 09.2021
  • Data verification of documents to activate
  • KYC Verification CIBIL, Identification of data discrepancies
  • Check reconciliation and submission of cases assigned to lander for approval
  • Multiple lander data and policy analyst
  • To resolve issues related to activation processing
  • Assists with daily administrative mail operations.

Education

10th -

SSS Vidyalaya

+2 -

Sri Sri Jagannatha Mohavidyalaya
Rajnagar Kendrapara, Odisha
08.2015 - 06.2017

B.Com -

Sri Sri Jagannath Mohavidyalaya
Rajnagar Kendrapara, Odisha
10.2017 - 07.2020

Skills

Retail OperationCommunication Skills & Problem-Solving capabilityPersonal OrganizationTeamworkKYC & DocumentationMIS preparation & Data PresentationRecord Keeping/WarehousingUnder personal details, alignmentInternal AuditTECHNICAL QUALIFICATIONDiploma in Computer ApplicationTally ERP9Microsoft office application: Word, Excel, PowerPoint, and Power BIProficient in Google Internet servicesLMS (Lone Management System)SAP For POS RetailAWS (Cloud Computing) (Linux) (Cloud Front) (S3)Python (Programmer) (Django) (Panda) (Jupiter)JavaScript(programmer) (Angular) (React) (Amines JS)SQL (Structural Query Language)

Credit analysis

Software

Front-End Developer

Pythion

HTML

CSS

JavaScript

Cricket, Coding, Reading Book

 I am a cricket enthusiast, coding aficionado, and avid reader, with a diverse skill set and a passion for continuous growth. I am eager to leverage my talents to make a positive impact in the field of technology and beyond. 

Timeline

Credit & Risk Analyst

OTO Capital
11.2021 - Current

Risk Analyst, Income analyst

Aditya Birla Group
07.2020 - 09.2021

B.Com -

Sri Sri Jagannath Mohavidyalaya
10.2017 - 07.2020

+2 -

Sri Sri Jagannatha Mohavidyalaya
08.2015 - 06.2017

10th -

SSS Vidyalaya
KAPILASH PRADHANCredit Analyst | Front-End Developer