Karthik Edwin
Chennai
Summary
Accomplished Senior Analyst with extensive experience at Natwest Groups, specializing in AML and strategic planning. Proven ability to enhance risk mitigation and ensure regulatory compliance through innovative process improvements. Successfully led high-stakes investigations, resulting in significant gains in detection and resolution efficiency. Proficient in KYC and customer onboarding, combining analytical expertise with a commitment to continuous improvement.
Overview
8
8
years of professional experience
Work History
Senior Analyst
Natwest Groups
01.2020 - 01.2023
- Review and analyzing high-risk transactions to detect potential fraudulent behavior, money laundering activities, and other financial crimes, escalating findings to the appropriate teams as needed
- Utilized advanced monitoring tool Actimize to track and investigate unusual patterns in real-time transactions, ensuring that alerts are accurately investigated and resolved in a timely manner
- Conducted periodic reviews of transaction monitoring rules and scenarios, adjusting thresholds and parameters to optimize the detection of suspicious activities
- Prepared and submit detailed reports of suspicious activity findings to senior management, regulatory bodies, and law enforcement agencies, as required
Analyst
NTT Data Global Services Ltd
01.2019 - 01.2020
- Led Due Diligence investigations for high-profile corporate clients, ensuring compliance with regulatory requirements and organisational policies
- Conducted comprehensive reviews of financial statements, legal documents, and other relevant information to assess potential risks
- Identified red flags and potential areas of concern through thorough analysis of company backgrounds and ownership structures
- Collaborated with internal teams, including legal, compliance, and risk management, to address Due Diligence findings and develop risk mitigation strategies
- Developed and implemented process improvements to streamline Due Diligence workflows and enhance efficiency
Analyst
Accenture
01.2015 - 01.2019
- Facilitated the account opening process for new-to-bank customers, ensuring compliance with regulatory requirements and internal policies
- Conducted thorough KYC verifications to validate customer identities and assess risk levels
- Reviewed and processed customer documentation, including identification proofs, address verification, and income documents
- Maintained accurate records of customer interactions and account documentation in compliance with data privacy and security standards
Education
Bsc - Computer Science
Patrician College of Arts
04-2015
Higher Secondary -
Vidyalaya.Matr.Her.sec.school
04-2012
Skills
- KYC
- CDD
- AML
- Strategic planning
- Regulatory Compliance
- Risk Mitigation
- Continuous improvement
- Customer Onboarding
Accomplishments
- Developed and implemented streamlined due diligence processes, reducing the time taken for customer onboarding, resulting in enhancing efficiency, and improving the overall customer experience.
- Received recognition or awards for outstanding performance.
- Designed and delivered training programs on process best practices, resulting in an increase in staff competency.
Languages
- English
- Tamil
Timeline
Senior Analyst
Natwest Groups
01.2020 - 01.2023
Analyst
NTT Data Global Services Ltd
01.2019 - 01.2020
Analyst
Accenture
01.2015 - 01.2019
Bsc - Computer Science
Patrician College of Arts
Higher Secondary -
Vidyalaya.Matr.Her.sec.school
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