R. Karthikeyan
Banking
Coimbatore
Overview
3
3
Certificates
18
18
years of professional experience
Work History
Assistant Vice President (Branch Head)
HDFC Bank Ltd
04.2026 - Current
- Established a high-performance culture within the team by setting clear expectations and providing regular feedback on individual performance contributions.
- Optimized resource allocation by analyzing operational needs, reallocating resources as needed to maximize efficiency across all functions.
- Increased efficiency by streamlining processes and implementing new software tools for the team.
- Fostered strong relationships with key clients, leading to repeat business and a significant increase in customer satisfaction ratings.
- Led cross-functional teams to deliver successful projects on time and within budget, enhancing company reputation in the industry.
Branch Manager
City Union Bank
09.2023 - 04.2026
- Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
- Maintained friendly and professional customer interactions.
- Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
- Implemented effective sales strategies to achieve branch targets and exceed expectations consistently.
Deputy Manager
City Union Bank
06.2021 - 09.2023
Business Development Manager
City Union Bank
06.2017 - 06.2021
Relationship Manager
City Union Bank
06.2008 - 06.2017
Education
BBA - Finance & Marketing
Skills
Credit evaluation and risk management
Strong team collaboration
Customer support and service
Branch operations oversight
Cash handling proficiency
Effective time management
Marketing initiatives
Sales strategy development
Strategic planning and goal achievement
Banking services and loan processing
Certification
Certificate course in AML & KYC, IIBF
Timeline
Assistant Vice President (Branch Head)
HDFC Bank Ltd
04.2026 - Current
Branch Manager
City Union Bank
09.2023 - 04.2026
Deputy Manager
City Union Bank
06.2021 - 09.2023
Business Development Manager
City Union Bank
06.2017 - 06.2021
Relationship Manager
City Union Bank
06.2008 - 06.2017
BBA - Finance & Marketing
Summary
An Experienced Banking Professional having ample amount of Knowledge in Banking Sector seeking an Opportunity in an esteemed Organization to use my skills and be able to contribute to the company for which I am working. I will put my best effort to learn the company Policies and make better Decision in favor of the company Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance. Energetic employee well-versed in strong communication and organisation skills. Seeks solutions to problems and applies extensive analytical knowledge to findings. Adept at multi-tasking, leading group discussions and managing projects.
Languages
Tamil
English
Area of interest
- Banking-Operations
- Banking - Credit
- Sales & Marketing
- Compliance & Audit
About Me
- Having personal discussion with the borrower by way of visit the business unit to identify the customer needs, provide solution & support to clients in order to make a quick decision in deciding the quantum of finance required & choosing the type of credit facility.
- Pre-Sanction (Credit Appraisal - Analysis of Financial Statements like sales trend in the past years & projections, ratio analysis, credit rating analysis). Based on that we conclude for the type of facility & quantum loan.
- Post Sanction - Documentation, post sanction follow up, checking branch compliance towards risk based internal audit, statutory audit.
- Responsibility of having good rapport with the customer, interpersonal relationship, providing proper response to all account related queries.
Personal Information
Hobbies
- Reading Books
- Listening To Music
Declaration
I hereby declare that the above given information is true to the best of my knowledge and if I get an opportunity in your esteemed concern, I will be much obliged and prove my talent as per your expectation.