KARTIK SINGH
Summary
Detail-oriented AML & KYC Analyst with experience supporting UK small-business onboarding, due diligence, and financial crime compliance. Skilled in conducting end-to-end KYC reviews, validating documentation, assessing risk profiles, and ensuring adherence to regulatory requirements and internal policy standards. Experienced in managing escalations, identifying control gaps, coordinating with cross-functional teams, and delivering accurate, audit-ready case documentation. Currently pursuing FRM Part I to strengthen expertise in risk management and compliance frameworks.
Overview
8
8
years of professional experience
2
2
Certifications
Work History
AML/KYC Analyst
American Express
07.2022 - Current
- Perform end-to-end KYC reviews for UK small-business entities, ensuring compliance with internal policies, FCA/UK regulatory expectations, and financial crime guidelines.
- Conduct customer due diligence (CDD) and enhanced due diligence (EDD) including verification of ownership structure, beneficial owners, business activity, and risk indicators.
- Assess AML risk ratings, identify documentation gaps, and escalate high-risk cases to Compliance and Risk teams.
- Ensure timely onboarding decisions by coordinating with cross-functional teams including Compliance, Operations, and Risk.
- Collaborate with Operations, Policy, and Risk teams to resolve escalations and deliver timely service recovery.
Advertising Analyst
Amazon
07.2021 - 07.2022
- Reviewed advertising campaigns for policy compliance, identifying violations and escalating issues to policy and compliance teams.
- Utilised automated systems to monitor ad performance and detect fraudulent or non-compliant advertiser activity.
- Analysed campaign data to identify operational defects and supported initiatives to enhance automation accuracy.
- Coordinated with internal teams to streamline workflows.
Sales Specialist
Policy Bazaar
11.2020 - 03.2021
- Managed financial product inquiries and ensured compliant documentation during onboarding.
- Educated customers on term plans and investment solutions while adhering to regulatory guidelines.
Move Coordinator
PM Relocations
10.2017 - 06.2020
- Managed end-to-end corporate mobility processes, ensuring documentation accuracy and service quality.
- Coordinated logistics, vendor communication, and customer experience for global relocations.
Education
Bachelor of Arts -
IEC University
01.2020
12th Class -
NIOS
01.2017
Skills
- Risk & Controls
- Compliance Procedures
- Operational Risk Reporting
- Root Cause Analysis
- Data Validation
- Trend Analysis
- SQL
- SOP Writing
- Audit Readiness
- Escalation Management
Certification
• Data Analytics Certification from EXCELR
• Agile & Scrum Project Management
• Product Management (Foundational)
• Agile & Scrum Project Management
• Product Management (Foundational)
Languages
- Hindi
- English, Professional Proficiency
- Hindi, Native
- German (A1 Level)
PROJECT
- Fraud passes report
- Conducted analysis of fraud pass cases to identify policy gaps and systemic risks.
- Developed structured reporting templates to improve visibility for leadership.
- Recommended control improvements that increased pass accuracy and reduced escalations.
- Partnered with operation and risk teams for standardised dispute handling.
Timeline
AML/KYC Analyst
American Express
07.2022 - Current
Advertising Analyst
Amazon
07.2021 - 07.2022
Sales Specialist
Policy Bazaar
11.2020 - 03.2021
Move Coordinator
PM Relocations
10.2017 - 06.2020
Bachelor of Arts -
IEC University
12th Class -
NIOS