Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
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KAVITA GOUR

Narmadapuram

Summary

Dynamic banking professional with nine years at ICICI Bank, excelling in asset operations and compliance. Proven leadership in managing agricultural financing and government loans, enhancing operational efficiency. Skilled in financial software applications and regulatory compliance, with strong communication abilities to drive team success and customer satisfaction.

Overview

9
9
years of professional experience

Work History

Deputy Branch Manager II

ICICI Bank Ltd
BHOPAL
06.2016 - Current
  • Nine years of banking experience with ICICI Bank in various departments.
  • Initially, I worked in the inventory clearing department in the Pune location for a year. Handled all clearing activities.
  • Worked with financial applications to process various openings of accounts, such as CA, SA, DEMAT, salary, and government accounts, etc., dit queries, and internal MIS while coordinating with IT and product teams for software enhancements.
  • ICMC (Integrated Cash Management Center) works to manage cash management activities completely.
  • Oversaw critical processes at the Regional Processing Center (RPC), including NEFT/RTGS payments, IPO processing, clearing activities, audit checks, and account servicing, ensuring compliance and operational efficiency.
  • Doing Maker-Checker activities in processing disbursement and dispatch activities, with WHR's reconciliation in commodity-based finance.
  • Handled government-sponsored loans, like NABARD subsidiary, CGTMSE.
  • Currently working in asset operations in different agri products, i.e., commodities Warehouse/Borrower Appointment, Release, Limit Setup/Modification, Fund Transfer and Account Closure etc.Working capital products, OD limit setup and renewal, enhancement
  • Monitored asset operations for agricultural and working capital products, managing disbursement activities, documentation, audit queries, and internal MIS while coordinating with IT and product teams for software enhancements.

Education

Post Graduate diploma - Banking and Finance

Banking And Operations
IFBI
01.2016

Bachelor of Science - Mathematical Sciences

Govt Home Science College Hoshangabad MP 461001
HOSHANGABAD
01.2015

12 (HSC) -

N.V.N HR SCE School
Narmadapuram
01.2012

10th (SSC) -

N.V.N HR SCE School
Narmadapuram
01.2010

Skills

  • Good communication skills
  • Presentation skills
  • Knowledge of banking services and products
  • Banking inventory management
  • Team leadership
  • Financial software applications
  • Customer interaction
  • Ownership of activities
  • Banking loan software
  • Microsoft Office and Excel
  • Regulatory compliance
  • Document management
  • MIS reporting
  • Problem solving
  • Multi-tasking

Accomplishments

  • Received the Eagle Eye Award for detecting fraudulent transactions
  • Received an appreciation award for implementing the standardization of narration while parking funds for the web trade charger PAN India
  • Received appreciation certificate for participating in process knowledge Fare.

Timeline

Deputy Branch Manager II

ICICI Bank Ltd
06.2016 - Current

Post Graduate diploma - Banking and Finance

Banking And Operations

Bachelor of Science - Mathematical Sciences

Govt Home Science College Hoshangabad MP 461001

12 (HSC) -

N.V.N HR SCE School

10th (SSC) -

N.V.N HR SCE School
KAVITA GOUR