Summary
Overview
Work History
Education
Skills
Timeline
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Keerthana V

Banglore

Summary

Mortgage Underwriter with 4+ years in the mortgage industry. Skilled in analyzing risks and potential problems within mortgage applications. Team player collaborates well with other underwriters, originators and processors to produce quality results. Acts with fair and ethical behavior . Committed to achieving superior customer satisfaction

Overview

8
8
years of professional experience

Work History

Senior Analyst

Barclays
Chennai
06.2021 - 05.2024
  • Managed and processed a high volume of mortgage loan applications to ensure compliance with lending standards and regulations
  • Utilized advanced analytical skills to access loan file documentation and credit history for accuracy and completeness
  • Developed and implemented underwriting guidelines to maintain quality and compliance
  • Developed and maintained strong working relationships with lending partners and other external stakeholders
  • Analyzed self employed borrowers and borrowers with complex financial situations
  • Mentored new underwriters on decision making and underwriting policies and provided feedback to their reporting managers
  • Produced productivity and quality reports on new underwriters and provided second level reviews and complex credit files
  • Acted as an immediate support on decision making to provide pre approval on loans

Senior Customer Service Executive

Teleperformance
Chennai
01.2020 - 06.2021
  • Successfully managed the risk of originating and underwriting over 1000 residential mortgage loans
  • Analyzed loan applications and supporting documents to determine credit worthiness and identify any potential risks
  • Established relationships with loan originators to ensure understanding of company lending policies and procedures
  • Conducted in-depth reviews of borrower's credit history and appraisal for loan risk
  • Applied knowledge of underwriting policies and guidelines to ensure loan meet the requirements

Data Associate

Amazon
Chennai
01.2016 - 09.2018
  • Contributed to complex projects as a production associate
  • Service Level Agreement Management -Determined the goals for a particular week and assigned each team member a certain number of issue to address to achieve that goal
  • Supported different projects in US and UK domain for meeting their SLA
  • Coordinated meetings with stakeholders both in India and Overseas
  • Mentored close to 20 new employees over a period of 6 months
  • Provided hands on transcription , verification and annotation services
  • Initiated rewrite of Operation Convention Manual for Unspun to bring it up to date reducing errors in the team by 15%
  • Publish Operational report based of associate's performance

Education

Bachelor of Technology - Computer Science

B.S.Abdur Rahman University
Chennai
05-2015

Skills

  • Mortgage Underwriting
  • Credit & Risk Analysis
  • Documentation Review
  • Loan Processing
  • Financial Analysis
  • Strong Communication

Timeline

Senior Analyst

Barclays
06.2021 - 05.2024

Senior Customer Service Executive

Teleperformance
01.2020 - 06.2021

Data Associate

Amazon
01.2016 - 09.2018

Bachelor of Technology - Computer Science

B.S.Abdur Rahman University

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Keerthana V