Kiran Veeramaneni

Manager-Internal Audit with banking audit experience across Branch auditscredit audits, thematic reviews, and policy deviation testing. Reviews loan documentation, verifies application accuracy, and maintains audit working papers and evidence to support clear findings. Partners with management on issue discussion and reporting to strengthen control compliance.

Perform credit audit of loans disbursed to verify the process followed, completeness of documentation and accuracy., Verifying loan documents and accuracy of information in applications through Thematic reviews., Maintaining audit working papers and evidence through documentation., Discussing results with management and reporting findings., Reviewing, analyzing and verifying policy deviations., Established regional risk governance frameworks by directing team activities and monitoring key performance indicators (KPIs)., Maintained robust portfolio quality control through regular retail branch inspections and stock yard risk assessments., Oversaw the end-to-end lifecycle of preliminary and post disbursement risk investigations to identify process gaps., Spearheaded internal investigations into fraudulent employee activities delivering root cause analysis directly to the head office., Minimized portfolio asset leakage by executing targeted risk mitigation strategies., Preparing Monthly MIS for TFE, CV, CE, LCV & IFD logins in the portfolio., Monitoring in TAT maintenance and coordination with credit team., Portfolio quality management and Branch & Stock yard visits., Credit operations, underwriting and approvals., To ensure adherence of laid down policy, process & Procedures locations managed by sales with the objective of functioning within the defined framework., To analyze every proposal in detail and ensuring all credit checks are carried out to the satisfaction., To ensure adherence of Credit TAT without compromising quality of the portfolio and deliver faster decision to the customer., FEMI visits supporting to collection team and Visiting customers with Collection team., PDD & Physical files monitoring., Conducting branch audits, Yard stock audits., Profile checks and counter party checks and Visiting ED customers with recovery team., Visiting the non-start customers and 90+ day's customers to facilitate the problem of concerned area.

• Father's Name: Sudhakar Rao
• Date of Birth: 1986-06-20
• Nationality: Indian
• Marital Status: Married
• Religion: Hindu

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