KIRTI BHUSAN DASH

l Developed and optimized EDD workflows to enhance due diligence efficiency and compliance accuracy.

l Prepared detailed reports for regulatory bodies, internal audits, and Suspicious Activity Reports (SARs).

l Conducted Enhanced Due Diligence (EDD) on high-risk customers, ensuring compliance with AML, KYC, FATF, OFAC, and local regulations.

l Responsible for reviewing and ensuring all required AML/ KYC/CTF Regulatory requirements for new CLIENTS are met.

l Conducted Enhanced Due Diligence (EDD) reviews on high-risk customers, entities, and transactions to ensure compliance with AML regulations.

l Risk that requires escalation to senior management for direction on resolution.

l Reviewing potential negative news hits i.e. PEP hits, human trafficking, Terrorist financing etc., on Fircosoft, Lexis Nexis & RDC (Regulatory Data Crop).

l Raising SAR's and UAR's for Extreme high- and High-risk customers depending on the activities found in transaction history.

l Transactions monitoring done for clients, checking any unauthorized transactions and collecting required documents for the purpose of transactions.

l Performing End to End KYC of periodic review in Commercial Banking.

l Reviewing all type of customer's risk categories like PCP's.

l Transactions of customers are also being monitored when there is trigger being raised automatically.

l Collecting the identification and verification of the customer and various legal documents of the entity and performing periodical reviews for Low, Medium and High risk Customers.

l Collecting and document data, including alerting activity, account information, transactions data, KYC information, Politically Exposed Person (PEP) status, adverse media as well as counter party and any other required information to assist in the investigation.

l Review and analyze underlying data gathered opposite Anti-Money Laundering (AML), Terrorist Financing (TF), Human Trafficking and other red flags to assess whether the alert should be recommended for escalation or to be closed with no further action.

l Fully document all alerts, including supporting data, analysis as well as escalation or close recommendation rationale within the case management system in a timely manner and consistent with the firm's quality standards.

l Build relationships with AML Investigations units and effectively communicate and transfer information for case investigations.

l Ensuring Compliance with all AML Laws, Sanction Laws, Regulations, guidelines and written procedures.

l Reviewing KYC of customer and customer accounts to identify possible patterns of money laundering activities.

l Monitor and review customer account transaction activities as per AML guidelines and make recommendations for further review or closure.

l Maintained detailed tracking of KYC and enhanced due diligence complains standards.

l Collected and examined financial statements and documents to assist in identifying unusual transaction patterns.

l Performed Periodic file reviews ensuring activities are reviewed in a holistic manner across the spectrum of products and services used by the customer.

l Conduct review on alerts generated for transaction monitoring or screening alerts in sanctions, Adverse media and politically exposed persons.

l Conducting thorough research for client's identification and verification and analyzed ownership structures and nature of the business.

l Responsible for KYC remediation for the individual customers due diligence of entities using the internal tools and external searches.