KIRUTHIKA DEVI P
Coimbatore
Summary
Highly skilled KYC Officer with relevant experience in conducting due diligence, verifying customer data, identifying and assessing customer risk. Possess strong knowledge of AML regulations and compliance systems. Proven ability to streamline processes, improve operational efficiency while ensuring full adherence to regulatory requirements. Known for enhancing customer satisfaction through effective communication and problem-solving skills.
Overview
4
4
Languages
4
4
years of professional experience
Work History
KYC Officer
HDFC BANK
COIMBATORE
11.2022 - Current
- Ensured compliance with Know Your Customer (KYC) and Anti Money Laundering (AML) guidelines.
- Conducted customer due diligence for business banking cases.
- Monitored transactions for suspicious activities, reporting irregularities to relevant authorities.
- Screened records for AML alerts, sanctions matches, and suspicious activity.
- Conducted screening of customer profiles to identify potential needs and opportunities for cross-selling.
- Conducted video verification for new and existing bank customers according to RBI regulatory standards.
- Verified identity documents against account opening requirements and policy standards.
- Maintained updated records of all customer identification data.
- Coordinated with branch teams on pending KYC clarifications and exceptions.
- Escalated high-risk cases to compliance teams for further review.
Education
MBA - Finance And Operations
Dr.N.G.P Institute of Technology
Coimbatore01-2022
B.Tech - Computer Science
LBS Institute of Technology
Thiruvanathapuram01-2020
Skills
- KYC verification
- AML screening
- Customer due diligence
- Regulatory compliance
- Analytical thinking
- Rapid adaptation
- Interpersonal communication
- Accountability
Languages
English
Proficient (C2)
C2
Tamil
Native
Native
Malayalam
Proficient (C2)
C2
Hindi
Elementary (A2)
A2
Accomplishments
- Key Performer at HDFC for the year 2024-2025 and 2025-2026
- Received HDFC Bank's Silver Star Award 2 times
- Processed over 5000+ KYC verifications with 100% accuracy
- Achieved certificate of appreciation as recognized volunteer of IEEE
Timeline
KYC Officer
HDFC BANK
11.2022 - Current
MBA - Finance And Operations
Dr.N.G.P Institute of Technology
B.Tech - Computer Science
LBS Institute of Technology