KISHALAYA BHATTACHARYA
AML KYC Analyst
Gurgaon,HR
Summary
Detail-oriented AML/KYC Analyst with over 3 years of experience across Genpact, Concentrix, and iMerit Technologies. Proven expertise in customer due diligence (CDD/EDD), transaction monitoring, and regulatory compliance. Skilled in identifying suspicious activities, drafting SARs, and ensuring adherence to AMLA, FATF, and KYC norms. Strong communicator and collaborative team player with a passion for financial crime prevention. Proficient in utilizing advanced software tools like SAS for effective alert management and quality assurance.. Adept at cross-functional collaboration and suspicious activity reporting, ensuring adherence to regulatory frameworks while enhancing monitoring processes.
Overview
4
4
years of professional experience
1
1
Certification
Work History
Transaction Monitoring Analyst and Quality Checker
Genpact India Private Limited
11.2024 - Current
- Investigated flagged transactions for potential money laundering and fraud.
- Doing a quality check of customer data and transaction patterns to identify red flags.
- Reported and escalated potential issues to higher authorities.
- Analyzed data patterns to identify compliance risks and regulatory violations.
- Reviewed customer accounts for unusual behaviors and patterns.
- Collaborated with cross-functional teams to improve monitoring processes and tools.
- Documented findings and prepared reports for further investigation by management.
- Utilized advanced software tools(SAS) to track and manage transaction alerts efficiently.
Senior Associate
Concentrix Daksh India Services Private Limited
Gurugram
12.2023 - 10.2024
- Reviewed and verified client documents, such as passports, driver's licenses, and utility bills, to confirm authenticity.
- Maintained detailed records and reported findings to relevant authorities.
- Evaluated customers' financial history and transaction patterns to determine risk levels.
- Ensured adherence to financial laws and regulations to prevent illicit activities.
Senior Executive
Imerit Technology Services Private Limited
12.2021 - 12.2023
- Labelled and annotated financial transactions for banks, processors, credit bureaus, and expense management tools to enable custom modeling and reporting.
Education
BTECH - Electrical Engineering
WBUT
KOLKATA06-2020
DIPLOMA - Electrical Engineering
WBSCTE
KOLKATA07-2017
Skills
- Transaction monitoring and alert investigation
- Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD)
- Suspicious Activity Reporting (SAR)
Sanctions & PEP Screening - UBO verification and risk profiling regulatory frameworks (FATF, OFAC, FINTRAC)
- Quality Assurance & Compliance Audits
MS Excel (Pivot Tables, VLOOKUP)
- Case management systems (Salesforce), documentation, and cross-team collaboration
- Advanced software utilization (SAS)
- Data analysis
- Transaction monitoring
- Fraud detection
Certification
- Introductions to AML Regulations, 12/24, Alison Learning
- KYC AND CDD, 01/25, Alison Learning
Disclaimer
I hereby declare that the information furnished above is true and correct to the best of my knowledge and belief.
Personal Information
Willing To Relocate: PAN INDIA
Timeline
Transaction Monitoring Analyst and Quality Checker
Genpact India Private Limited
11.2024 - Current
Senior Associate
Concentrix Daksh India Services Private Limited
12.2023 - 10.2024
Senior Executive
Imerit Technology Services Private Limited
12.2021 - 12.2023
BTECH - Electrical Engineering
WBUT
DIPLOMA - Electrical Engineering
WBSCTE