Meka Sai Krishna
Hyderabad
Summary
Results-oriented AML, Transaction Monitoring, and Fraud Operations professional with 6+ years of experience in financial crime compliance and fraud investigations. Skilled in monitoring transactions, identifying risks, and analyzing patterns to support SAR/STR processes. Expertise in risk assessment and regulatory compliance, with a strong record of investigating complex cases and collaborating with cross-functional teams to mitigate financial crime risks.
Overview
7
7
years of professional experience
Work History
Senior AML and transaction monitoring (Fraud)
HSBC
Hyderabad
02.2023 - Current
- Participated in the development of fraud risk management policies and procedures, ensuring comprehensive coverage
- Provided court testimony for civil and criminal fraud cases and answered all questions truthfully
- Maintained up-to-date knowledge of fraud trends, techniques, and regulatory requirements affecting the industry
- Engaged with customers to validate information, authorize legitimate transactions, and cancel suspicious transactions
- Performed failure, variation and root cause analyses to establish quality control measures
- Monitored suspicious activity on customer accounts, identified potential fraud and reported findings to management
- Assessed new products and services for their potential impact on AML compliance requirements.
- Reviewed and analyzed customer transactions for suspicious activity in accordance with AML regulations.
- Interacted with external stakeholders such as law enforcement agencies, regulators, auditors regarding AML matters.
- Evaluated risk associated with new customers in order to ensure compliance with AML and CTF regulations.
- Analyzed transaction patterns to identify potential fraud risk indicators.
- Collaborated with cross-functional teams to streamline monitoring processes and protocols.
- Documented findings and escalated high-risk cases to management, ensuring timely review and action.
- Conducted regular reviews of monitoring systems to ensure effectiveness and accuracy.
- Investigated alerts generated by automated monitoring systems and implemented corrective measures.
- Evaluated customer account information against known watch lists or sanctions lists provided by government agencies.
- Supported SAR/STR review and escalation processes by documenting suspicious transactional activity and investigation findings.
- Identified potential money laundering indicators and escalated suspicious cases to Compliance teams for SAR/STR consideration.
- Conducted transaction monitoring investigations and prepared detailed case summaries for further compliance review.
- Analyzed customer transaction behavior and identified red flags including structuring, unusual fund movements, and high-risk transactions.
E SUPPORT OFFICER( AML,Fraud and TM monitoring)
Knoah solutions
Hyderabad
09.2020 - 02.2021
- Monitored transactions for suspicious activity using fraud detection tools.
- Investigated suspicious transactions, identified potential fraud patterns, and reported findings to the management team.
- Analyzed data from multiple sources to detect any suspicious trends or anomalies indicating potential fraudulent activities.
- Evaluated customer requests for changes in account status based on established criteria to determine if they are legitimate or potentially fraudulent.
- Reviewed and analyzed customer account activity to identify any fraudulent activities.
- Developed reports on transaction patterns to identify emerging fraud trends.
- Utilized risk assessment software to monitor real-time transaction activity.
- Responded to fraud alerts, chargebacks and disputes.
ASSOCIATE, SUPPORT TRAINER, ADOC LEAD
Tech Mahindra
Visakhapatnam
01.2019 - 12.2020
- Investigated alerts related to fraudulent transactions, account misuse, identity theft, and unauthorized account access.
- Reviewed customer transaction history and account behavior to identify suspicious activity and assess potential fraud risks.
- Performed risk-based analysis of customer accounts and escalated high-risk cases for further investigation.
- Identified unusual transaction patterns and red flags through detailed reviews of account and payment activities, contributing to fraud detection efforts.
- Utilized internal fraud monitoring tools to detect anomalies, enhancing fraud prevention initiatives.
Education
Bachelor of Science - Mechanical Engineering
Vignan University
GunturSkills
- AML Transaction Monitoring
- Fraud Detection and Prevention
- Suspicious Activity Detection
- Alert Investigation & Case Management
- SAR and STR Escalation Support
- Financial Crime Compliance
- Risk Assessment and Risk Mitigation
- KYC / CDD Knowledge
- Transaction Analysis
- Wire Transfer Monitoring
- Fraud Pattern Recognition
- Cross-Border Payment Analysis
- Red Flag Identification
- Documentation & Investigation Reporting
- Root cause analysis
- Escalation & Decision Making
- Regulatory Compliance
- Customer Account Review
- Quality & SLA Management
- Stakeholder Management
Accomplishments
- Received the 'Employee of the month' award 4 times for exceptional performance.
- Managed and mentored a team of 40 to 50 employees over 4 years.
Languages
- English, C1 Advanced
- Telugu, Native
Timeline
Senior AML and transaction monitoring (Fraud)
HSBC
02.2023 - Current
E SUPPORT OFFICER( AML,Fraud and TM monitoring)
Knoah solutions
09.2020 - 02.2021
ASSOCIATE, SUPPORT TRAINER, ADOC LEAD
Tech Mahindra
01.2019 - 12.2020
Bachelor of Science - Mechanical Engineering
Vignan University