Komal Chavan
Pune
Summary
An organized and detail oriented mortgage professional with more than 4+ Year's experience in the Financial and customer service industries seeking a challenging opportunity in mortgage financing, loan processing and research specialization.
Overview
4
4
years of professional experience
Work History
Senior Analyst
SitusAMC
Mumbai
06.2021 - 05.2023
- Working on mortgage segment is credit appraisal, pre-closing, pre-purchase review, end-to-end processing.
- Working on Note, Security Instrument, Title, 1003, Valuation, Credit, Income, Integrated Disclosure Screen.
- Working on different clients like JP Morgan, CITI, FNMA, Lease, F&F, etc.
- There are different segments. As per segment, we will review the file and check if all its documents are fulfilled. Then, process the file.
- Working on Different Segment Like Seg #1 Note and Security Instruments,Seg #2 1003 Application and AUS, Seg #3 Appraisal Report Title Report,Seg #4 Income(w-2,Paystub,Bank Statement etc),Seg #5 Credit Report,Seg #6 Loan Estimate and Closing Disclosure
- Refer to Acuity and Clarity Screen to verify and enter data as per provided documents.
S Back Office Executive - BPO Operations
Flatworld Billing Services Pvt. Ltd
Pune
05.2020 - 05.2021
- Accountable for timely creation of borrower loans for processing.
- Responsible for analyzing credit reports, including debt to income ratios, collections, defaults, and creditworthiness.
- Specialized in entering manual loan applications.
- Perform quality control reviews of residential loan files (FHA, VA, conventional, etc.) In accordance with the Quality Control Program and accepted quality control standards, including broker loan audits and Fair Lending reviews.
- Working on Different Segment Like Seg #1 Note and Security Instruments,Seg #2 1003 Application and AUS, Seg #3 Appraisal Report,Seg #4 Income(w-2,Paystub,Bank Statement),Seg #5 Credit Report,Seg #6 Loan Estimate and Closing Disclosure
- Refer to Acuity and Clarity Screen to verify and enter data as per provided documents.
Back Office Executive - BPO Operations
Suma Soft Pvt Ltd
Pune
11.2018 - 05.2020
- Accountable for timely creation of borrower loans for processing.
- Responsible for analyzing credit reports, including debt to income ratios, collections, defaults, and creditworthiness.
- Specialized in entering manual loan applications.
- Perform quality control reviews of residential loan files (FHA, VA, conventional, etc.) In accordance with the Quality Control Program and accepted quality control standards, including broker loan audits and Fair Lending reviews.
Education
Bachelor of Science - Computer Engineering
Satara College of Engineering and Management
Satara2017
Diploma of Higher Education - Computer Engineering
Government Residence Women Polytechnic
Tasgaon2014
SSC - Science
Maharashtra State Board
Phaltan, MH2011
Skills
- Microsoft Office
- Finance
- Loan Processor
- Mortgage Specialist
- 4 c's of underwriting
- Line of credit
- Credit scoring
- US - VA,FHA Loans
- Bookkeeping
- Data Entry
- Team player
Timeline
Senior Analyst
SitusAMC
06.2021 - 05.2023
S Back Office Executive - BPO Operations
Flatworld Billing Services Pvt. Ltd
05.2020 - 05.2021
Back Office Executive - BPO Operations
Suma Soft Pvt Ltd
11.2018 - 05.2020
Bachelor of Science - Computer Engineering
Satara College of Engineering and Management
Diploma of Higher Education - Computer Engineering
Government Residence Women Polytechnic
SSC - Science
Maharashtra State Board
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