Summary
Overview
Work History
Education
Skills
Websites
Certifications
Certification
Timeline
Hi, I’m

KOMAL D PARALKAR

Senior Lead Business Analyst/Consultant | Product Owner | Product Manager | Scrum Master
KOMAL D PARALKAR

Summary

Results-oriented IT professional with 15+ years of experience in Business Analysis, Product Ownership, Agile Delivery, CRM Implementation, and Digital Transformation across BFSI, ERP, SaaS, Manufacturing, and Supply Chain domains. Proven expertise in requirements gathering, GAP analysis, stakeholder management, Agile methodologies, product lifecycle management, and enterprise solution delivery.

Certified Scrum Product Owner (CSPO) and Professional Scrum Master (PSM I) with strong experience collaborating with cross-functional teams to deliver scalable digital solutions and optimize business processes. Adept at bridging the gap between business and technology to drive operational efficiency, customer experience, and business growth.

Recently achieved International Certificate in Product Management from Institute of Product Leadership

Overview

15
years of professional experience
1
Certification

Work History

BUSINESSNEXT

Senior Lead Consultant
12.2019 - 06.2025

Job overview

  • Led digital banking transformation and CRM implementation projects for global banking clients.
  • Conducted requirement gathering, fitment analysis, GAP analysis, and solution consulting for enterprise customers.
  • Prepared detailed functional specifications and user stories for Agile delivery teams.
  • Collaborated with product, QA, and development teams to deliver scalable banking solutions.
  • Conducted UAT, Go-Live support, troubleshooting, and stakeholder training sessions.
  • Delivered digital onboarding and account opening journeys for banks including ADIB and Bank Danamon Indonesia.
  • Improved operational efficiency by automating customer onboarding processes and reducing turnaround time by up to 80%.
  • Worked closely with stakeholders to enhance customer experience and increase adoption rates.

Key Projects

Abu Dhabi Islamic Bank (ADIB)

  • Implemented digital onboarding journeys for NTB and ETB customers.
  • Designed CASA and Time Deposit account opening workflows.
  • Reduced account processing time significantly through automation and process optimization.

Bank Danamon Indonesia (BDI)

  • Led digital onboarding implementation for CASA and TD products.
  • Increased onboarding efficiency and improved customer satisfaction metrics.

Tata Consultancy Services (TCS)

Transformation Manager / Business Analyst
07.2013 - 11.2019

Job overview

  • Managed enterprise transformation and ERP implementation initiatives.
  • Conducted market research, product benchmarking, and requirement analysis for multiple business domains.
  • Created product functional specifications and supported Agile product development lifecycle.
  • Facilitated stakeholder workshops, demos, and customer presentations.
  • Coordinated with QA teams to ensure comprehensive testing coverage.
  • Conducted Go-Live training and supported issue resolution activities.
  • Contributed to TCS iON cloud ERP implementation and automation initiatives.

Key Projects

TCS iON ERP Platform.

  • Supported implementation of cloud-based ERP and digital transformation platform.
  • Automated business workflows and improved visibility into operations.

Volume Discount Automation Project.

  • Implemented Agile automation process for incentive calculation systems.
  • Improved operational accuracy and reduced manual processing effort.

Elde Info Solutions Pvt. Ltd.

Business Analyst
11.2011 - 07.2013

Job overview

  • Managed ERP implementation activities and coordinated with business stakeholders.
  • Conducted GAP analysis, fitment analysis, process documentation, and functional testing.

Canopy Consulting

Manager – IT & MIS
02.2010 - 07.2011

Job overview

  • Managed IT systems, MIS reporting, and infrastructure recommendations.
  • Identified system gaps and implemented process improvement initiatives.

Education

Institute of Product Leadership

International Certificate in Product Management from Product Management
05-2026

University Overview

University of Central Missouri

Master of Science from Computer Information Systems
01-2009

University Overview

Karshak Engineering College

B.Tech from Electronics & Communication
05-2006

University Overview

Skills

Cross-functional Team Collaboration

,

JIRA, SQL Server, MS Visio

,

Data Analysis & Reporting

,

Project Planning & Delivery

,

Product Demonstrations & Solution Consulting

,

CRM & ERP Implementations

,

Process Improvement & Automation

,

Functional Testing & UAT

,

User Story Creation & Backlog Grooming

,

Stakeholder & Client Management

,

GAP & Fitment Analysis

,

Digital Transformation

,

Agile & Scrum Methodologies

,

Product Ownership & Product Management

,

Business Analysis & Requirement Gathering

Certifications

Certifications
05-2026

Certification

  • International Certificate in Product Management

  • Certified Scrum Product Owner

  • Artificial Intelligence and Machine Learning for Business

  • The complete oracle sql certification course

  • The ultimate mysql bootcamp: go from sql beginner to expert

  • Communication for New Managers

  • The Ultimate Advanced Training for Agile Product Owners

  • The Project Management Course: Beginners to PROject Manager

  • Digital Banking - Masterclass & introduction to Fintech

  • Foundations of Business Banking

  • User Story Masterclass: Your Agile Guide to User Stories Udemy

  • Business Analysis Modeling Skills & Techniques

  • Identify & Define the Problem with Business Analysis

  • Practical Introduction to Cloud computing

  • Requirements Elicitation and Analysis

  • Excel for Business Analysts

Timeline

Senior Lead Consultant
BUSINESSNEXT
12.2019 - 06.2025
Transformation Manager / Business Analyst
Tata Consultancy Services (TCS)
07.2013 - 11.2019
Business Analyst
Elde Info Solutions Pvt. Ltd.
11.2011 - 07.2013
Manager – IT & MIS
Canopy Consulting
02.2010 - 07.2011
Institute of Product Leadership
International Certificate in Product Management from Product Management
University of Central Missouri
Master of Science from Computer Information Systems
Karshak Engineering College
B.Tech from Electronics & Communication
KOMAL D PARALKARSenior Lead Business Analyst/Consultant | Product Owner | Product Manager | Scrum Master