KOMAL KANOJIA
Delhi
Summary
I am a dedicated professional with a Post Graduate Diploma In Banking and experience as an Analyst in Credit Operations. I possess a strong skill set including proficiency in MS- Office, Outlook as well as excellent communications and creativity skills. I am also familiar with software's like JOCATA, RFES, EOPS With a passion for the banking industry and a proven track record of success,I am confident in my ability to excel in any role within the field. I am eager to continue learning and growing in the industry, utilizing my skills to contribute to the success of my team and organization. I am a quick learner and a good team player.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Analyst in Credit Operations
Standard Chartered Bank
04.2018 - Current
- Currently handling all pre & post sanction (disbursal) activities of home loan
- Actively handle Audit related checkpoints
- Handle all title audit cases end to end
- Review the documentation of the borrower such as KYC, Bank statements & financial statements
- Updation and Dispatch of Title Documents to storage
- Maintaining of PDD data for Home Loan & LAP for Delhi-NCR
- Maintaining Volume MIS of Mortgage Department for Delhi
- Tracking PDD due cases with regular follow-up with builders, customers & lawyer
- Prepare Sanction letters
- Check existing Charges on the given Property by the site of MCA
- Coordination with sales, credit, frontline through mails for clarification & exceptions
- Handled Disbursement of Personal Loan
- Ensure all discrepancies are resolved in time
- Working on systems like RFES, ESDS, RLS, EBBS, CMS, JOCATA
- Active participation in CSR Activities
- Handle all Audit checks for unit.
Education
MCOM -
IGNOU
DELHI01-2021
BCOM HONS -
DELHI UNVERSITY
DELHI01-2017
12th - COMMERCE
EVERGREEN PUBLIC SCHOOL
DELHI01-2014
10th - COMMERCE
EVERGREEN PUBLIC SCHOOL
DELHI01-2012
MBA - Finance
IGNOU
trueSkills
- MS- Office
- Finacle 10
- Tally
- Data Processing
- Continuous Improvement
- Process Improvements
- Audit Support
- Root Cause Analysis
- Documentation And Reporting
- Regulatory Compliance
- Strategic Planning
- Deadline Adherence
- Excel proficiency
Personal Information
- Date of Birth: 25 Dec 1996
- Nationality: Indian
Hobbies and Interests
- Driving
- Gym
- Sports
- Cooking
Languages
- English
- Hindi
Accomplishments
- Star Service Award Winner in Standard Chartered Bank
Certification
- NISM- Series - V-A: Mutual Fund Distributors Certified
- Certificate for proficiency in English communication for workplace level-2
Timeline
Analyst in Credit Operations
Standard Chartered Bank
04.2018 - Current
MCOM -
IGNOU
BCOM HONS -
DELHI UNVERSITY
12th - COMMERCE
EVERGREEN PUBLIC SCHOOL
10th - COMMERCE
EVERGREEN PUBLIC SCHOOL
MBA - Finance
IGNOU
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